Schenectady County and Schenectady City property record for 1178 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1940 |
| Square Footage | 1,962 sqft Living Area |
| Lot Size | 7,250 sqft (0.166 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $135,000 (2003) |
| Tax Bill | $6,358.00 (2025) |
| Primary APN | 421500 40.78-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,962 sqft Living Area |
| 1st Floor | 1,078 sqft 1st Floor |
| 2nd Floor | 884 sqft 2nd Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 7,250 sqft (0.166 acres) |
| Depth X Width | 145 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 400 sqft Garage |
| Porch Area | 24 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 1178 SUMNER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-5636 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PTS OF 1 2 AND 41 2 WOOD AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Minor Civil Division | SCHENECTADY |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 20500 |
Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-10
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1178 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 04, 2018 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF AMERICA |
| Jul 11, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2003 · Amount on Record |
| Deed Sale | Feb 25, 2003 · Amount on Record |
| Prior Sale | Sep 03, 2002 · Amount on Record |
| Deed Book / Page | 1645 / 52 |
| Last Transfer Date | Jan 07, 2014 |
| Transfer Doc | 0000002397 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1178 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Document Number | 0000042224 |
| Instrument Date | Sep 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | EQUITY SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1178 SUMNER AVE NISKAYUNA NY 123095636, NISKAYUNA, NY 12309-5636 |
| Document Number | 0000042224 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 004866/000526 |
| Instrument | 42224 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 11, 2018 |
| Property Address | 1178 SUMNER AVE, SCHENECTADY, NY 12309-5636 |
| Document Number | 0000030436 |
| Book / Page | 001991 / 000179 |
| Instrument Date | Jun 29, 2018 |
| Instrument | 30436 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1178 SUMNER AVE SCHENECTADY NY 123095636, SCHENECTADY, NY 12309-5636 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,358.00 | $160,900 (-) Land $24,100 Building $136,800 | $266,435 (+30.82%) Land $39,907 Building $226,528 |
| 2023 | $160,900 Land $24,100 Building $136,800 | $203,671 Land $30,506 Building $173,165 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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