1193 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1193 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1950
Square Footage	1,543 sqft Living Area
Lot Size	7,100 sqft (0.163 acres)
Garage	Detached, 280 sqft
Occupancy	Owner Occupied
Tax Bill	$7,424.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-1-50`
Alternative APN	`150004007800010500000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,543 sqft Living Area
1st Floor	817 sqft 1st Floor
2nd Floor	726 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,100 sqft (0.163 acres)
Depth X Width	142 ft x 50 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	280 sqft Garage
Porch	1 Porch
Porch Area	127 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1193 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	50.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-50

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1193 SUMNER AVE, SCHENECTADY, NY 12309
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 03, 2019
Property Address	1193 SUMNER AVE, SCHENECTADY, NY 12309
Document Number	0000053841
Book / Page	002025 / 000776
Instrument Date	Nov 18, 2019
Instrument	53841
Transaction Type	Transfer
Record Updated	Jan 03, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$716.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1737 WENDELL AVE SCHENECTADY NY 123082030, SCHENECTADY, NY 12308-2030

Mortgage

Document Number	53844
Date	Dec 03, 2019
Book Page	004957/000308
Instrument	53844

Lender

Name	SEFCU MTG SVCS
Type	Mortgage Company
Address	ALBANY, NY 12206

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 02, 2049

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,424.00 (+3.89%)	$154,600 (-) Land $23,200 Building $131,400	$256,003 (+13.35%) Land $38,417 Building $217,586
2024		$154,600 (-) Land $23,200 Building $131,400	$225,858 (+15.41%) Land $33,893 Building $191,965
2023		$154,600 (-) Land $23,200 Building $131,400	$195,696 (+3.8%) Land $29,367 Building $166,329
2022		$154,600 Land $23,200 Building $131,400	$188,537 Land $28,293 Building $160,244
2021	$7,146.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.