1181 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1181 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1930
Square Footage	1,768 sqft Living Area
Lot Size	7,100 sqft (0.163 acres)
Garage	Detached, 600 sqft
Last Sale	$175,000 (2018)
Tax Bill	$7,571.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-1-47`
Alternative APN	`150004007800010470000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	1,768 sqft Living Area
1st Floor	884 sqft 1st Floor
2nd Floor	884 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial Style
Exterior Material	Wood Exterior
Lot Area	7,100 sqft (0.163 acres)
Depth X Width	142 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	600 sqft Garage
Porch Area	216 sqft Porch

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1181 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5635
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD AND GARAGE
Legal Block	1
Legal Lot Number	47.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3001
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-47

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	212 BROOKHAVEN DR, EAST BERNE, NY 12059-3005
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 02, 2018 · Amount on Record
Deed Sale	Nov 02, 2018 · Amount on Record
Prior Sale	Nov 08, 2006 · Amount on Record
Deed Doc Number	201848698
Deed Book / Page	1999 / 253
Last Transfer Date	Nov 09, 2021
Transfer Doc	0000059265
Record Refreshed	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 23, 2021
Property Address	1181 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number	0000059265
Book / Page	2072 / 323
Instrument Date	Nov 09, 2021
Instrument	202159265
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	GRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1181 SUMNER AVE, SCHENECTADY, NY 12309-5635

Mortgage

Document Number	0000059266
Date	Nov 23, 2021
Instrument	202159266

Lender

Name	SUNMARK FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2036

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,571.00 (+4.03%)	$155,900 (-) Land $23,400 Building $132,500	$258,155 (+30.82%) Land $38,748 Building $219,407
2023		$155,900 (-) Land $23,400 Building $132,500	$197,342 (+3.8%) Land $29,620 Building $167,722
2022		$155,900 Land $23,400 Building $132,500	$190,122 Land $28,537 Building $161,585
2021	$7,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.