1180 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1180 Sumner Ave, Schenectady, NY 12309 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1940
Square Footage	2,006 sqft Living Area
Lot Size	7,250 sqft (0.166 acres)
Occupancy	Owner Occupied
Last Sale	$135,000 (2008)
Tax Bill	$6,141.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`421500 40.78-2-9`
Alternative APN	`150004007800020090000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	2,006 sqft Living Area
1st Floor	1,062 sqft 1st Floor
2nd Floor	944 sqft 2nd Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	7,250 sqft (0.166 acres)
Depth X Width	145 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	625 sqft Garage
Pool Type	In-Ground Vinyl Pool Pool Type
Porch Area	112 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	1180 SUMNER AVE
City	SCHENECTADY
State	NY
Zip	12309-5636
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	2 WOOD
Legal Block	2
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	SCHENECTADY
Census Blockgroup	3
Census Block	3000
Census Tract	20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-9

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1180 SUMNER AVE, SCHENECTADY, NY 12309-5636
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 25, 2008 · Amount on Record
Deed Sale	Jul 25, 2008 · Amount on Record
Prior Sale	Jun 04, 1997 · Amount on Record
Deed Book / Page	1786 / 305
Record Refreshed	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1180 SUMNER AVE, SCHENECTADY, NY 12309-5636
Transaction Type	Mortgage
Record Updated	Feb 20, 2024
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1180 SUMNER AVE, SCHENECTADY, NY 12309-5636

Mortgage

Document Number	0000033118
Date	Jul 14, 2021
Book Page	5120/152
Instrument	202133118

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,141.00 (+7.12%)	$134,800 (-) Land $20,200 Building $114,600	$223,216 (+30.82%) Land $33,449 Building $189,767
2023		$134,800 (-) Land $20,200 Building $114,600	$170,633 (+3.8%) Land $25,570 Building $145,063
2022		$134,800 Land $20,200 Building $114,600	$164,390 Land $24,634 Building $139,756
2021	$5,733.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.