11813 N Garner Rd, Richmond, MO 64085 Property Records

Ray County property record for 11813 N Garner Rd, Richmond, MO 64085

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 1,270 sqft · built 1998
Lot Size20.5 acres (894,287 sqft)
OwnerIndividual Name on File
Tax Bill$2,116 (2025)
Flood ZoneZone X (minimal risk)
APN11-06-24-00-000-005.004

Property Details

APN / Parcel Number

Primary APN11-06-24-00-000-005.004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,270 sqft Living Area
Basement Area1,270 sqft
Finished Basement400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area894,287 sqft (20.5 acres)
Garage TypeMixed
Garage Area1,264 sqft
Parking Spaces6 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area90 sqft
Deck Area216 sqft
Shed1 Shed
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address11813 N GARNER RD
CityRICHMOND
StateMO
Zip64085-8702
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionALL LOTS 1, 2 & 3 CROOKED RIVER MINOR S/D LESS & EX RD ROW
Legal Range28
Legal Township52
Legal Section24
Legal SubdivisionMINOR S D
Legal Lot Number1-3
JurisdictionRAY MO
Township / Civil DivisionRICHMOND
Census Block Group1
Census Block1096
Census Tract80001

Owner

Source: Ray County assessment roll, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address11813 N GARNER RD, RICHMOND, MO 64085-8702
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Ray County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyRay County
Unified School DistrictRichmond R-XVI School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,116.00 (-0.24%)$37,070 (+7.11%) Land $2,440 Building $34,630$198,690 (+6.78%) Land $15,220 Building $183,470
2024$2,121.00 (+26.63%)$34,610 (+26.13%) Land $2,440 Building $32,170
2023$186,080 (+24.94%) Land $15,220 Building $170,860
2022$1,675.00$27,440 Land $2,290 Building $25,150
2021$148,930 Land $14,420 Building $134,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimJun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 50% of Missouri
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAY COUNTY CONS PWSD 2
serves 9,360 people · EPA ID MO1024511
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
25 / 3
Air Link Rural Broadband
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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