Ray County property record for 11438 N Garner Rd, Richmond, MO 64085 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,600 sqft · built 1981 |
| Lot Size | 4.6 acres (200,376 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,083 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-24-00-000-012.001 |
| Primary APN | 11-06-24-00-000-012.001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Composition/Composite |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 200,376 sqft (4.6 acres) |
| Garage Type | Attached |
| Garage Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 432 sqft |
| Utility Building | 2,400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 11438 N GARNER RD |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRT. OF LOT 7 BEG. 134.6' N OF SW COR. OF LOT TH:N 434.9' TO SLY R.O.W. OF CO. RD. TH:SELY ALG. R.O.W. 825' TH:W 680' TO P.O. |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 24 |
| Legal Lot Number | 7 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 80201 |
Source: Ray County records · APN 11-06-24-00-000-012.001
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11438 N GARNER RD, RICHMOND, MO 64085-8700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Ray County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Municipality | Richmond City |
| Unified School District | Richmond R-XVI School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,083.00 | $35,740 (+5.18%) Land $2,300 Building $33,440 | $188,090 (+5.17%) Land $12,100 Building $175,990 |
| 2024 | $2,083.00 (+46.79%) | $33,980 (+46.21%) Land $2,300 Building $31,680 | |
| 2023 | $178,850 (+46.25%) Land $12,100 Building $166,750 | ||
| 2022 | $1,419.00 | $23,240 Land $2,090 Building $21,150 | |
| 2021 | $122,290 Land $11,000 Building $111,290 |
Source: FEMA National Flood Hazard Layer, Ray County (29177C), updated June 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291770802013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low above 4% of the US · above 6% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 7,143 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| United Electric Cooperative | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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