12407 N Garner Rd, Richmond, MO 64085 Property Records

Ray County property record for 12407 N Garner Rd, Richmond, MO 64085

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,614 sqft · built 2010
Lot Size	94.7 acres (4,127,310 sqft)
Owner	Individual Name on File
Tax Bill	$2,241 (2025)
Flood Zone	Zone X (minimal risk)
APN	`11-06-13-00-000-010.000`

Property Details

APN / Parcel Number

Primary APN	`11-06-13-00-000-010.000`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,614 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	4,127,310 sqft (94.7 acres)
Garage Type	Attached
Garage Area	2,132 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	1,718 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	12407 N GARNER RD
City	RICHMOND
State	MO
Zip	64085
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE EAST 2492' OF N1/2 SE1/4 ALSO THE S 330' OF E 1255' OF SW1/4 NE1/4 ALSO THE S 330' OF SE1/4 NE1/4 EX. THE N 156' OF E 340
Legal Range	28
Legal Township	52
Legal Section	13
Jurisdiction	RAY MO
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1096
Census Tract	80001

Owner

Source: Ray County records · APN 11-06-13-00-000-010.000

Assessment roll updated April 24, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	216 SHAWNA DR, KEARNEY, MO 64060-8218
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Ray County records · Assessment roll updated April 24, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ray County
Unified School District	Richmond R-XVI School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,241.00 (+5.51%)	$36,480 (+5.25%) Land $5,410 Building $31,070	$208,220 (+4.83%) Land $43,120 Building $165,100
2024	$2,124.00 (+8.04%)	$34,660 (+7.64%) Land $5,410 Building $29,250
2023			$198,620 (+6.95%) Land $43,120 Building $155,500
2022	$1,966.00	$32,200 Land $5,350 Building $26,850
2021			$185,720 Land $42,820 Building $142,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ray County (29177C), as of June 19, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291770800011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Air Link Rural Broadband Fixed Wireless	25 / 3
T-Mobile USA Fixed Wireless	25 / 3
AT&T Fixed Wireless · DSL in parts of the area	25 / 3

May also be available: United Electric Cooperative.

Based on FCC filings for 5 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO1024511, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	RAY COUNTY CONS PWSD 2 serves 9,360 people
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.