Ray County property record for 12238 N Garner Rd, Richmond, MO 64085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,456 sqft · built 1994 |
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,266 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-13-00-000-008.003 |
| Primary APN | 11-06-13-00-000-008.003 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Composition/Composite |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 348,480 sqft (8 acres) |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | Deck Area |
| Patio Area | 306 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12238 N GARNER RD |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 COX MINOR S/D BEG. 816.24' N OF SE COR. OF W1/2 SW1/4 TH:N 522.2' W 664.15' S 522.17' E 670.6' TO P.O.B. LESS ROAD R.O. |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 13 |
| Legal Subdivision | MINOR S D |
| Legal Lot Number | 1 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 80001 |
Source: Ray County records, as of April 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 12238 N GARNER RD, RICHMOND, MO 64085-8781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,266.00 (+9.9%) | $20,610 (+9.63%) Land $1,880 Building $18,730 | $108,450 (+9.58%) Land $9,900 Building $98,550 |
| 2024 | $1,152.00 (+25.76%) | $18,800 (+25.25%) Land $1,880 Building $16,920 | |
| 2023 | $98,970 (+25.29%) Land $9,900 Building $89,070 | ||
| 2022 | $916.00 | $15,010 Land $1,710 Building $13,300 | |
| 2021 | $78,990 Land $9,000 Building $69,990 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 50% of Missouri |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
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