Ray County property record for 12390 N Garner Rd, Richmond, MO 64085
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 2 bd · 1 ba · 938 sqft · built 2000 |
| Lot Size | 10.9 acres (478,289 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $663 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-06-13-00-000-006.000 |
| Primary APN | 11-06-13-00-000-006.000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 938 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Modular |
| Exterior Material | Composition/Composite |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 478,289 sqft (10.9 acres) |
| Porch | Slab |
|---|---|
| Deck Area | 168 sqft |
| Utility Building | 4,000 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 12390 N GARNER RD |
|---|---|
| City | RICHMOND |
| State | MO |
| Zip | 64085-8780 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | BEG. 115' N OF NW COR. OF NW1/4 SW1/4 TH:ELY 1050' SELY 415' S 85' NWLY 177.45' W 1028.49' S 1153' W 200' N 1405' TO POB LESS |
| Legal Range | 28 |
| Legal Township | 52 |
| Legal Section | 13 |
| Jurisdiction | RAY MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1095 |
| Census Tract | 80001 |
Source: Ray County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12390 N GARNER RD, RICHMOND, MO 64085-8780 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2005 |
| Deed Sale | Nov 23, 2005 |
| Deed Book / Page | 467 / 194 |
| Record Updated | Oct 29, 2026 |
Source: Ray County assessment roll, as of April 24, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Ray County |
| Unified School District | Richmond R-XVI School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,730 (-) | $70,830 (-) | |
| 2025 | $663.00 (-2.64%) | $10,730 (-2.9%) Land $1,800 Building $8,930 | $70,830 (-2.21%) Land $11,200 Building $59,630 |
| 2024 | $681.00 (-7.85%) | $11,050 (-8.3%) Land $1,800 Building $9,250 | |
| 2023 | $72,430 (-5.8%) Land $11,200 Building $61,230 | ||
| 2022 | $739.00 | $12,050 Land $1,690 Building $10,360 | |
| 2021 | $76,890 Land $10,600 Building $66,290 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 57% of Missouri |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAY COUNTY CONS PWSD 2 serves 9,360 people · EPA ID MO1024511 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
| Air Link Rural Broadband Fixed Wireless | 25 / 3 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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