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1175 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1175 Sumner Ave, Schenectady, NY 12309 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1920
Square Footage1,660 sqft Living Area
Lot Size7,250 sqft (0.166 acres)
OccupancyOwner Occupied
Last Sale$143,000 (2020)
Tax Bill$7,074.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.78-1-44
Alternative APN
  • 150004007800010440000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,660 sqft Living Area
1st Floor984 sqft 1st Floor
2nd Floor676 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Architectural StyleColonial Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,250 sqft (0.166 acres)
Depth X Width145 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage
Garage Area400 sqft Garage
Porch Area126 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1175 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5635
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal SubdivisionTHE NORTHWESTERLY SIDE OF SUMNER AVENUE
Legal Block1
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-44

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Deed of Trust, Mortgage · Conventional Mortgage
HOUSING TRUST FUND
Sep 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
SUNMARK FCU
Oct 15, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PREMIUM MORTGAGE CORP
Nov 09, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 15, 2020 · Amount on Record
Deed SaleOct 15, 2020 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Doc Number202032034
Deed Book / Page2043 / 573
Prior Transfer DateNov 02, 2018
Prior Transfer Doc0000049714
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Recording DateJul 07, 2026
Property Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000015367
Instrument DateJul 01, 2026
Instrument202615367
Transaction TypeMortgage
Record UpdatedJul 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635

Mortgage

Document Number0000015367,
DateJul 07, 2026
Instrument202615367
Lender
NameHOUSING TRUST FUND
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
Interest
Rate6.48%
Max Rate-1%

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635
Transaction TypeMortgage
Record UpdatedFeb 20, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635

Mortgage

Document Number0000051778
DateSep 13, 2023
Book Page5330/565
Instrument202351778
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2038

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 15, 2020
Property Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000032034
Book / Page2043 / 573
Instrument DateSep 11, 2020
Instrument202032034
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$572.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1175 SUMNER AVE, 1175, SCHENECTADY, NY 12309-5635

Transferred To (Grantee/Buyer)

NameVerified Name
Address556 MANHATTAN ST, SCHENECTADY, NY 12308-1621

Mortgage

Document Number0000032036
DateOct 15, 2020
Book Page5030/175
Instrument202032036
Lender
NamePREMIUM MORTGAGE CORP
TypeMortgage Company
AddressROCHESTER, NY 14618
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateNov 09, 2018
Property Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000049714
Book / Page001999 / 000652
Instrument DateNov 02, 2018
Instrument49714
Transaction TypeTransfer
Record UpdatedNov 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1175 SUMNER AVE SCHENECTADY NY 123095635, SCHENECTADY, NY 12309-5635

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateApr 20, 2018
Property Address1175 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000016581
Book / Page001985 / 000380
Instrument DateApr 05, 2018
Instrument16581
Transaction TypeTransfer
Record UpdatedMay 07, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$422.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1497 PUTNAM RD SCHENECTADY NY 123066121, SCHENECTADY, NY 12306-6121

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,074.00 (+3.71%)$149,500 (-) Land $22,400 Building $127,100$247,558 (+30.82%) Land $37,092 Building $210,466
2023$149,500 (-) Land $22,400 Building $127,100$189,241 (+3.8%) Land $28,355 Building $160,886
2022$149,500 Land $22,400 Building $127,100$182,317 Land $27,317 Building $155,000
2021$6,821.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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