1181 Flat River Dr SE, Lowell, MI 49331 Property Records

Kent County property record for 1181 Flat River Dr SE, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,959 sqft · built 1871
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Aug 2010)
Tax Bill	$2,744 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-16-35-376-006`

Property Details

APN / Parcel Number

Primary APN	`41-16-35-376-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	5 Stories
Building Area	2,959 sqft Living Area
1st Floor Area	1,820 sqft
Basement Area	834 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Lot Area	63,162 sqft (1.45 acres)
Lot Dimensions	359 ft deep x 175 ft wide
Parking Spaces	4 Parking Spaces
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1181 FLAT RIVER DR SE
City	LOWELL
State	MI
Zip	49331-8942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 FR
Legal Description	THAT PART OF S 165 FT OF GOVT LOT 4 LYING ELY OF FOL DESC LINE COM ON S SEC LINE 1602.85 FT E FROM SW COR OF SEC TH N 9D 33M
Legal Range	09W
Legal Township	07N
Legal Section	35
Legal Lot Number	4
Jurisdiction	KENT MI
Township / Civil Division	VERGENNES
Census Block Group	2
Census Block	2002
Census Tract	12004

Owner

1181 Flat River Dr SE is owned and occupied by an individual who bought it in August 2010.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	1181 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jan 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2010 · Amount on File
Deed Sale	Aug 5, 2010 · Amount on File
Prior Sale	Mar 26, 2003 · Amount on File
Deed Document Number	201065700
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1181 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029409
Date	Mar 12, 2021
Instrument	20210312-0029409

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	ADAMSTOWN, PA 19501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	1181 FLAT RIVER DR SE, LOWELL, MI 49331-8942
Document Number	0000006972
Instrument Date	Jan 13, 2017
Transaction Type	Mortgage
Record Updated	Mar 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1181 FLAT RIVER DR SE LOWELL MI 493318942, LOWELL, MI 49331-8942

Mortgage

Document Number	0000006972
Date	Jan 25, 2017
Instrument	6972

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 1181 Flat River Dr SE was $2,744.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Vergennes Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$189,800 (+3.77%)	$379,600 (+3.77%)
2025	$2,744.00 Homeowner's exemption	$182,900	$365,800
2023		$145,300	$290,600
2019	$2,275.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1181 Flat River Dr SE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	21 units insured incl. 7 condo units
Nearby Flood Claims	21 (1986–2018)
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1181 Flat River Dr SE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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