Kane County property record for 102 Richards St, Geneva, IL 60134
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,496 sqft · built 1907 |
| Lot Size | 0.152 acres (6,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $367,500 (Oct 2022) |
| Tax Bill | $5,169 (2022) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-03-327-011 |
| Primary APN | 12-03-327-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,496 sqft Living Area |
| Gross Area | 2,151 sqft |
| Basement Area | 655 sqft |
| Year Built | Built 1907 |
|---|---|
| Effective Year Built | Effective 1907 |
| Lot Area | 6,600 sqft (0.152 acres) |
| View / Lot | Corner |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 102 RICHARDS ST |
|---|---|
| City | GENEVA |
| State | IL |
| Zip | 60134-2155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WILCOXS ADD. LOT 1 BLOCK 3 |
| Legal Subdivision | WILCOXS |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | GENEVA |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 852608 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 102 RICHARDS ST, GENEVA, IL 60134-2155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Oct 4, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 4, 2020 | Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 4, 2022 · Amount on Record |
| Deed Sale | Oct 4, 2022 · Amount on Record |
| Prior Sale | Mar 4, 2020 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 4, 2022 |
| Property Address | 102 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000048869 |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022K048869 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $367.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 RICHARDS ST, 102, GENEVA, IL 60134-2155 |
| Name | Verified Name |
|---|---|
| Address | 1631 WESTMINSTER DR APT 205, 205, NAPERVILLE, IL 60563-9228 |
| Document Number | 0000048870 |
|---|---|
| Date | Oct 4, 2022 |
| Instrument | 2022K048870 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 4, 2020 |
| Property Address | 102 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000011231 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 2020K011231 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2022 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $242.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 102 RICHARDS ST, GENEVA, IL 60134-2155 |
| Document Number | 0000011232 |
|---|---|
| Date | Mar 4, 2020 |
| Instrument | 2020K011232 |
| Name | MIDWEST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Community Unit School District 304 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | ||
| 2024 | $110,292 (+35.33%) Land $31,072 Building $79,220 | $331,008 (+35.39%) Land $93,253 Building $237,755 | |
| 2022 | $5,169.00 (-15.41%) Homeowner's exemption | $81,496 (+3.86%) Land $26,247 Building $55,249 | $244,488 (+3.86%) Land $78,741 Building $165,747 |
| 2021 | $6,111.00 Homeowner's exemption | $78,468 Land $25,272 Building $53,196 | $235,404 Land $75,816 Building $159,588 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 462 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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