118 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 118 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	7,027 sqft · built 1920
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$770 (May 2022)
Tax Bill	$3,774 (2026)
Deeds & Mortgages	May 2022 Sale Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3623-84-4029`

Property Details

APN / Parcel Number

Primary APN	`3623-84-4029`
Alternative APNs	`362316844029` `290941` `00905`

Interior

Stories	1 Story
Building Area	7,027 sqft Total Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	7,013 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	290941
Street Address	118 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-2725
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-B
Legal Description	E MAIN ST
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2001
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	77 SANTA ROSA AVE, PACIFICA, CA 94044-2540
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 16, 2022	Warranty Deed, Transfer
Feb 28, 2018	Warranty Deed, Transfer · Conventional Mortgage CAROLINA TR BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Feb 28, 2018 · Amount on Record
Deed Document Number	2022652268
Deed Book / Page	3165 / 109
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	May 16, 2022
Property Address	118 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	0003165109
Book / Page	3165 / 109
Instrument Date	May 13, 2022
Instrument	652268
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2284 REEPSVILLE RD, 2284, LINCOLNTON, NC 28092-7801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	77 SANTA ROSA AVE, PACIFICA, CA 94044-2540

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Feb 28, 2018
Property Address	118 E MAIN ST, LINCOLNTON, NC 28092-2725
Document Number	2726347
Book / Page	002726 / 000347
Instrument Date	Feb 28, 2018
Instrument	574701
Transaction Type	Transfer
Record Updated	Mar 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2284 REEPSVILLE RD LINCOLNTON NC 280927801, LINCOLNTON, NC 28092-7801

Mortgage

Document Number	2726349
Date	Feb 28, 2018
Book Page	002726/000349
Instrument	574702

Lender

Name	CAROLINA TR BK
Type	Bank
Address	LINCOLNTON, NC 28093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,774.00 (+0.53%)	$363,810 (-) Land $82,589 Building $281,221	$363,810 (-) Land $82,589 Building $281,221
2023	$3,754.00	$363,810 Land $82,589 Building $281,221	$363,810 Land $82,589 Building $281,221

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on E Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures