Lincoln County property record for 115 E Main St, Lincolnton, NC 28092
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 1,782 sqft · built 1935 |
| Lot Size | 0.046 acres (2,004 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jul 1999) |
| Tax Bill | $1,533 (2026) |
| Deeds & Mortgages | Jan 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3623-84-3321 |
| Primary APN | 3623-84-3321 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,782 sqft Total Area |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,004 sqft (0.046 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 137670 |
|---|---|
| Street Address | 115 E MAIN ST |
| City | LINCOLNTON |
| State | NC |
| Zip | 28092-2724 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | C-B |
| Legal Description | 115 E MAIN ST |
| Legal Subdivision | ALF HOOVER ESTATES PHASE 2 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | LINCOLNTON |
| Census Block Group | 5 |
| Census Block | 5047 |
| Census Tract | 70100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
115 E Main St, a commercial property, is owned by two individuals who bought it in July 1999.
Source: Lincoln County records, as of August 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1416 PLEASANT GROVE CHURCH RD, CROUSE, NC 28033-8766 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 1999 · Amount on File |
| Deed Sale | Jul 12, 1999 · Amount on File |
| Deed Book / Page | 1124 / 126 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 115 E MAIN ST, LINCOLNTON, NC 28092-2724 |
| Document Number | 2716912 |
| Book / Page | 002716 / 000912 |
| Instrument Date | Jan 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2716912 |
|---|---|
| Date | Jan 10, 2018 |
| Book Page | 002716/000912 |
| Instrument | 572814 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LINCOLNTON, NC 28093-0618 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2033 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 115 E Main St was $1,533.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Municipality | Lincolnton City |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,533.00 | $139,509 Land $25,050 Building $114,459 | $139,509 Land $25,050 Building $114,459 |
| 2023 | $1,513.00 | $139,509 Land $25,050 Building $114,459 | $139,509 Land $25,050 Building $114,459 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 E Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 115 E Main St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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