114 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 114 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,983 sqft · built 1923
Lot Size	0.114 acres (4,966 sqft)
Owner	Company Name on Record
Last Sale	$80,000 (Dec 2016)
Tax Bill	$3,456 (2023)
Deeds & Mortgages	Feb 2018 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3623-84-3076`

Property Details

APN / Parcel Number

Primary APN	`3623-84-3076`
Alternative APNs	`362316843076` `261103` `00906`

Interior

Stories	2 Stories
Building Area	5,983 sqft Finished Area

Exterior

Year Built	Built 1923
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	4,966 sqft (0.114 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	261103
Old Parcel Number	362316843076
Street Address	114 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-2747
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-B
Legal Description	114 E MAIN ST
Legal Subdivision	LINCOLNTON
Legal Block	84
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	2
Census Block	2001
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of November 17, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	208 N OAK ST, LINCOLNTON, NC 28092-3416
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2018	Deed of Trust, Mortgage CITY OF LINCOLNTON N CAROLINA
Sep 22, 2017	Deed of Trust, Mortgage FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2016 · Amount on Record
Deed Sale	Dec 13, 2016 · Amount on Record
Prior Sale	Dec 19, 2014 · Amount on Record
Deed Document Number	0002633887
Deed Book / Page	2633 / 887
Record Updated	Jun 7, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	114 E MAIN ST, LINCOLNTON, NC 28092-2747
Document Number	2737814
Instrument Date	Feb 6, 2018
Transaction Type	Mortgage
Record Updated	Apr 30, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	208 N OAK ST LINCOLNTON NC 280923416, LINCOLNTON, NC 28092-3416

Mortgage

Document Number	2737814
Date	Apr 20, 2018
Book Page	002737/000814
Instrument	576928

Lender

Name	CITY OF LINCOLNTON N CAROLINA
Address	PO BOX 617, LINCOLNTON, NC 28093-0617

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 19, 2023

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	114 E MAIN ST, LINCOLNTON, NC 28092-2747
Document Number	2694688
Book / Page	002694 / 000688
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Oct 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	208 N OAK ST LINCOLNTON NC 280923416, LINCOLNTON, NC 28092-3416

Mortgage

Document Number	2694688
Date	Sep 22, 2017
Book Page	002694/000688
Instrument	568428

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Sep 21, 2022

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,456.00	$333,938 Land $68,282 Building $265,656	$333,938 Land $68,282 Building $265,656

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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