111 E Main St, Lincolnton, NC 28092 Property Records

Lincoln County property record for 111 E Main St, Lincolnton, NC 28092

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	6,984 sqft · built 1930
Lot Size	0.085 acres (3,703 sqft)
Owner	Company Name on Record
Last Sale	$195,000 (Jan 2020)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`3623-84-2289`

Property Details

APN / Parcel Number

Primary APN	`3623-84-2289`
Alternative APNs	`362316842289` `275487` `00885`

Interior

Stories	2 Stories
Building Area	6,984 sqft Total Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	3,703 sqft (0.085 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	275487
Street Address	111 E MAIN ST
City	LINCOLNTON
State	NC
Zip	28092-2724
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-B
Legal Description	111 E. MAIN ST.
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	5
Census Block	5047
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	111 E MAIN ST, LINCOLNTON, NC 28092-2724
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2021	Deed of Trust, Mortgage FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Jan 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2020 · Amount on Record
Deed Sale	Jan 2, 2020 · Amount on Record
Deed Document Number	2020602699
Deed Book / Page	2873 / 271
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	111 E MAIN ST, LINCOLNTON, NC 28092-2724
Transaction Type	Mortgage
Record Updated	Apr 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2414 E MAIN ST, LINCOLNTON, NC 28092-4106

Mortgage

Document Number	3017752
Date	Mar 12, 2021
Book Page	3017/752
Instrument	627079

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCOLNTON
Type	Bank
Address	LINCOLNTON, NC 28092

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2036

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 2, 2020
Property Address	111 E MAIN ST, LINCOLNTON, NC 28092-2724
Document Number	2873271
Book / Page	002873 / 000271
Instrument Date	Jan 2, 2019
Instrument	602699
Transaction Type	Transfer
Record Updated	Jan 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$390.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	111 E MAIN ST LINCOLNTON NC 280922724, LINCOLNTON, NC 28092-2724

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,358.00 (+0.6%)	$322,135 (-) Land $46,287 Building $275,848	$322,135 (-) Land $46,287 Building $275,848
2023	$3,338.00	$322,135 Land $46,287 Building $275,848	$322,135 Land $46,287 Building $275,848

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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