121 E Main St, #A-B, Lincolnton, NC 28092 Property Records

Lincoln County property record for 121 E Main St, #A-B, Lincolnton, NC 28092

Property Summary

Property Type	Apartments (5+ Units)
Details	5,156 sqft · built 1935
Lot Size	0.116 acres (5,053 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Jul 2016)
Tax Bill	$3,285 (2026)
Deeds & Mortgages	Oct 2022 Refinance Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`3623-84-3377`

Property Details

APN / Parcel Number

Primary APN	`3623-84-3377`
Alternative APNs	`362316843377` `259109` `278715` `17487`

Interior

Stories	1 Story
Building Area	5,156 sqft Total Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	5,053 sqft (0.116 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	278715
Street Address	121 E MAIN ST, A-B
City	LINCOLNTON
State	NC
Zip	28092-2724
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	C-B
Legal Description	121 E MAIN ST
Jurisdiction	LINCOLN NC
Township / Civil Division	LINCOLNTON
Census Block Group	5
Census Block	5047
Census Tract	70100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lincolnton Commercial Historic District listed 2005 · 64 contributing resources · NRIS 05001419

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	303 E SUMNER ST, LINCOLNTON, NC 28092-2847
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST FEDERAL SAVINGS BANK OF LINCO
Dec 9, 2019	Deed of Trust, Mortgage · Line of Credit FIRST FSB/LINCOLNTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2016 · Amount on Record
Deed Sale	Jul 8, 2016 · Amount on Record
Prior Sale	Mar 31, 2005 · Amount on Record
Deed Document Number	2016549531
Deed Book / Page	2599 / 550
Last Transfer Date	Oct 11, 2022
Transfer Doc	0003202947
Record Updated	Oct 29, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN NC
Recording Date	Oct 12, 2022
Property Address	121 E MAIN ST # A-B, A-B, LINCOLNTON, NC 28092-2724
Document Number	0003202947
Book / Page	3202 / 947
Instrument Date	Oct 11, 2022
Instrument	658950
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	303 E SUMNER ST, 303, LINCOLNTON, NC 28092-2847

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 E SUMNER ST, LINCOLNTON, NC 28092-2847

Mortgage

Document Number	0000658951
Date	Oct 12, 2022
Instrument	658951

Lender

Name	FIRST FEDERAL SAVINGS BANK OF LINCO
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2037

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	121 E MAIN ST # A-B, A-B, LINCOLNTON, NC 28092-2724
Document Number	2868685
Instrument Date	Dec 9, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 E AB MAIN ST LINCOLNTON NC 28092, LINCOLNTON, NC 28092

Mortgage

Document Number	2868685
Date	Dec 13, 2019
Book Page	002868/000685
Instrument	601874

Lender

Name	FIRST FSB/LINCOLNTON
Type	Federal Savings Bank
Address	LINCOLNTON, NC 28092-3398

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2034

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Municipality	Lincolnton City
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,285.00	$300,828 (-) Land $69,114 Building $231,714	$300,828 (-) Land $69,114 Building $231,714
2025	$3,285.00 (+1.23%)	$300,828 (-) Land $69,114 Building $231,714	$300,828 (-) Land $69,114 Building $231,714
2023	$3,245.00	$300,828 Land $69,114 Building $231,714	$300,828 Land $69,114 Building $231,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLNTON serves 16,309 people · EPA ID NC0155010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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