1170 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1170 Sumner Ave, Schenectady, NY 12309 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1930
Square Footage1,862 sqft Living Area
Lot Size7,250 sqft (0.166 acres)
OccupancyOwner Occupied
Last Sale$140,000 (2019)
Tax Bill$7,408.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.78-2-13
Alternative APN
  • 150004007800020130000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area1,862 sqft Living Area
1st Floor1,134 sqft 1st Floor
2nd Floor728 sqft 2nd Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area7,250 sqft (0.166 acres)
Depth X Width145 ft x 50 ft Depth x Width
Shed1 Shed
Porch Area116 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1170 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5636
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD
Legal Block2
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3000
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-2-13

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1170 SUMNER AVE, SCHENECTADY, NY 12309-5636
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 11, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
KEY BANK NA
Dec 26, 2019Warranty Deed, Transfer · Conventional Mortgage
SUNMARK FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2019 · Amount on Record
Deed SaleDec 26, 2019 · Amount on Record
Prior SaleFeb 23, 2011 · Amount on Record
Deed Doc Number201956977
Deed Book / Page2027 / 135
Record RefreshedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateFeb 11, 2022
Property Address1170 SUMNER AVE, SCHENECTADY, NY 12309-5636
Document Number0000007667
Book / Page2078 / 670
Instrument DateJan 31, 2022
Instrument202207667
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1170 SUMNER AVE, SCHENECTADY, NY 12309-5636

Mortgage

Document Number0000007668
DateFeb 11, 2022
Instrument202207668
Lender
NameKEY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueMar 01, 2042

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateDec 26, 2019
Property Address1170 SUMNER AVE, SCHENECTADY, NY 12309-5636
Document Number0000056977
Book / Page2027 / 135
Instrument DateDec 19, 2019
Instrument201956977
Transaction TypeTransfer
Record UpdatedMay 10, 2022
Title CompanyLEGACY TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$560.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1175 STRATFORD RD, 1175, SCHENECTADY, NY 12308-2411

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address1170 SUMNER AVE, SCHENECTADY, NY 12309-5636

Mortgage

Document Number0000056978
DateDec 26, 2019
Instrument201956978
Lender
NameSUNMARK FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,408.00 (+3.9%)$154,200 (-) Land $23,100 Building $131,100$255,340 (+30.82%) Land $38,251 Building $217,089
2023$154,200 (-) Land $23,100 Building $131,100$195,190 (+3.8%) Land $29,241 Building $165,949
2022$154,200 Land $23,100 Building $131,100$188,049 Land $28,171 Building $159,878
2021$7,130.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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