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1171 Sumner Ave, Schenectady, NY 12309 Property Records

Schenectady County and Schenectady City property record for 1171 Sumner Ave, Schenectady, NY 12309 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1930
Square Footage1,646 sqft Living Area
Lot Size7,250 sqft (0.166 acres)
OccupancyOwner Occupied
Last Sale$218,000 (2022)
Tax Bill$7,813.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 40.78-1-42
Alternative APN
  • 150004007800010420000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Partial Baths2 Partial Baths
Total Rooms6 Rooms
Building Area1,646 sqft Living Area
1st Floor872 sqft 1st Floor
2nd Floor774 sqft 2nd Floor
Basement Area500 sqft Basement
Finished Basement500 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleColonial Style
Exterior MaterialWood Exterior
Lot Area7,250 sqft (0.166 acres)
Depth X Width145 ft x 50 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area240 sqft Garage
Porch Area204 sqft Porch

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address1171 SUMNER AVE
CitySCHENECTADY
StateNY
Zip12309-5635
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2 WOOD AND GARAGE
Legal Block1
Legal Lot Number42.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3001
Census Tract20500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 40.78-1-42

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1171 SUMNER AVE, SCHENECTADY, NY 12309-5635
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2022Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
May 15, 2018Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2022 · Amount on Record
Deed SaleJul 15, 2022 · Amount on Record
Prior SaleJul 12, 2016 · Amount on Record
Deed Doc Number202237124
Deed Book / Page2088 / 579
Record RefreshedJun 08, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJul 15, 2022
Property Address1171 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000037124
Book / Page2088 / 579
Instrument DateDec 03, 2021
Instrument202237124
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyGRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$872.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address69 SEQUETTES RD, CHESTERTOWN, NY 12817-3626

Transferred To (Grantee/Buyer)

NameVerified Name
Address280 MADISON ST, NEW YORK, NY 10002-6556

Mortgage

Document Number0000037125
DateJul 15, 2022
Instrument202237125
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueJan 01, 2052

May 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSCHENECTADY NY
Property Address1171 SUMNER AVE, SCHENECTADY, NY 12309-5635
Document Number0000035838
Instrument DateMay 15, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanySEARCH NY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1171 SUMNER AVE SCHENECTADY NY 123095635, SCHENECTADY, NY 12309-5635

Mortgage

Document Number0000035838
DateAug 13, 2018
Book Page004857/000165
Instrument35838
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 12, 2048
Interest
Rate3.75%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,813.00 (+3.94%)$161,800 (-) Land $24,300 Building $137,500$267,925 (+30.82%) Land $40,238 Building $227,687
2023$161,800 (-) Land $24,300 Building $137,500$204,810 (+3.8%) Land $30,759 Building $174,051
2022$161,800 Land $24,300 Building $137,500$197,317 Land $29,634 Building $167,683
2021$7,517.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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