1174 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1174 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,321 sqft · built 2011
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on Record
Last Sale	$700,000 (Aug 2021)
Tax Bill	$5,887 (2026)
Deeds & Mortgages	Mar 2024 Line of Credit Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390321-341361-0000`

Property Details

APN / Parcel Number

Primary APN	`390321-341361-0000`
Alternative APNs	`103617` `584010` `477149`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,321 sqft Living Area
Gross Area	2,805 sqft
1st Floor Area	1,601 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding Sheathing
Roof Material	Composition Shingle
Lot Area	54,886 sqft (1.26 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	155 sqft
Deck Area	386 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	103617
Street Address	1174 E LAUREL RD
City	BELLINGHAM
State	WA
Zip	98226-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	LOT 2 SEMPRE CLUSTER SHORT PLAT AS REC AF 2090704520-SUBJ TO CONSERVATION ESMT REC AF 2090704521
Legal Range	03
Legal Township	39
Legal Section	21
Legal Subdivision	SEMPRE CLUSTER SHORT PLAT
Legal Block	2
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2004
Census Tract	10701

Owner

Source: Whatcom County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1174 E LAUREL RD, BELLINGHAM, WA 98226-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2024	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Aug 31, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Apr 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2021 · Amount on Record
Deed Sale	Aug 31, 2021 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	20214753
Prior Transfer Date	Dec 10, 2009
Prior Transfer Doc	0001201200
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1174 E LAUREL RD, BELLINGHAM, WA 98226-9777
Transaction Type	Mortgage
Record Updated	Mar 11, 2024
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000300004
Date	Mar 1, 2024
Instrument	2024-0300004

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Feb 23, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Aug 31, 2021
Property Address	1174 E LAUREL RD, BELLINGHAM, WA 98226-9777
Document Number	20210804753
Map Reference	AF 2090704520
Instrument Date	Aug 23, 2021
Instrument	2021-0804753
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,565.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210804754
Date	Aug 31, 2021
Instrument	2021-0804754

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Apr 30, 2021
Property Address	1174 E LAUREL RD, BELLINGHAM, WA 98226-9777
Document Number	20210405695
Map Reference	AF 2090704520
Instrument Date	Apr 29, 2021
Instrument	2021-0405695
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,994.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1174 E LAUREL RD, BELLINGHAM, WA 98226-9777

Mortgage

Document Number	20210405696
Date	Apr 30, 2021
Instrument	2021-0405696

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,887.00 (+3.1%)
2025	$5,710.00 (+43.86%)	$661,411 (+9.24%) Land $247,099 Building $414,312	$661,411 (+9.24%) Land $247,099 Building $414,312
2022		$605,446 Land $224,100 Building $381,346	$605,446 Land $224,100 Building $381,346
2021	$3,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMMI ROAD WATER ASSOCIATION private · serves 236 people · EPA ID WA5332350
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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