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  5. E Laurel Rd

1144 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1144 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property TypeRanch
Details2 bd · 2 ba · 2,470 sqft · built 2019
Lot Size6.42 acres (279,655 sqft)
Owner2 Individual Names on Record
Tax Bill$6,657 (2026)
Deeds & MortgagesNov 2019 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN390321-314342-0000

Property Details

APN / Parcel Number

Primary APN390321-314342-0000
Alternative APNs
  • 103606
  • 553892

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,470 sqft Gross Area
1st Floor Area1,728 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2021
Exterior MaterialMetal
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area279,655 sqft (6.42 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces8 Parking Spaces
PorchSlab
Patio Area192 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account Number103606
Street Address1144 E LAUREL RD
CityBELLINGHAM
StateWA
Zip98226-9777
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeR5A
Legal DescriptionLOT 2 CHILDS NO II SHORT PLAT AS REC BOOK 17 SHORT PLATS PG 23
Legal Range03
Legal Township39
Legal Section21
Legal SubdivisionCHILDS NO II SHORT PLAT
Legal Block2
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2004
Census Tract10701

Owner

Source: Whatcom County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1128 E LAUREL RD, BELLINGHAM, WA 98226-9777
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2019Deed of Trust, Mortgage
WASHINGTON FED'L BK
Aug 6, 2018Quit Claim Deed, Mortgage
WASHINGTON FED'L SVGS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateAug 3, 2018
Transfer Doc0000800490
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address1144 E LAUREL RD, BELLINGHAM, WA 98226-9777
Document Number2191101848
Instrument DateNov 8, 2019
Transaction TypeMortgage
Record UpdatedNov 25, 2019
Title CompanyWHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1144 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777

Mortgage

Document Number2191101848
DateNov 14, 2019
Instrument1101848
Lender
NameWASHINGTON FED'L BK
AddressSEATTLE, WA 98101
Agreement
AmountAmount Recorded
Term360 Months
DueNov 13, 2049

August 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionWHATCOM WA
Recording DateAug 6, 2018
Property Address1144 E LAUREL RD, BELLINGHAM, WA 98226-9777
Document Number2180800490
Instrument DateAug 1, 2018
Instrument800490
Transaction TypeMortgage
Record UpdatedNov 21, 2018
Title CompanyWHATCOM LAND TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777

Mortgage

Document Number2180800491
DateAug 6, 2018
Instrument800491
Lender
NameWASHINGTON FED'L SVGS
TypeFederal Savings Bank
AddressSEATTLE, WA 98101
Agreement
AmountAmount Recorded
Term360 Months
DueAug 5, 2048

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,657.00 (+2.67%)
2025$6,484.00 (+66.77%)$778,603 (+44.47%) Land $290,333 Building $488,270$778,603 (-5.86%) Land $290,333 Building $488,270
2022$538,956 Land $77,682 Building $461,274$827,082 Land $365,808 Building $461,274
2021$3,888.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHEMMI ROAD WATER ASSOCIATION
private · serves 236 people · EPA ID WA5332350
Water SourceGroundwater
Last State InspectionMar 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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