Whatcom County property record for 1147 E Laurel Rd, Bellingham, WA 98226
| Property Type | Ranch |
|---|---|
| Details | 3 bd · 1 ba · 1,914 sqft · built 1960 |
| Lot Size | 4.86 acres (211,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $710,000 (Jan 2024) |
| Tax Bill | $7,064 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 390321-326222-0000 |
| Primary APN | 390321-326222-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,914 sqft Gross Area |
| 1st Floor Area | 1,914 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Siding Sheathing |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 211,702 sqft (4.86 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 322 sqft |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 103612 |
|---|---|
| Street Address | 1147 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9777 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Ranch |
| Local Zoning Code | R5A |
| Legal Description | LOT 2 CHILDS NO I SHORT PLAT AS REC BOOK 17 SHORT PLATS PG 22 |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 21 |
| Legal Subdivision | CHILDS NO I SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | 2 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10701 |
Source: Whatcom County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1147 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 29, 2024 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 28, 2019 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| May 7, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage ETHOS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Jun 25, 2007 · Amount on Record |
| Deed Document Number | 20241594 |
| Prior Transfer Date | Apr 30, 2018 |
| Prior Transfer Doc | 0000500707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jan 29, 2024 |
| Property Address | 1147 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Document Number | 0000101594 |
| Map Reference | VOL 17 PG 22 |
| Instrument Date | Jan 17, 2024 |
| Instrument | 2024-0101594 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2024 |
| Title Company | RAINIER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11,698.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1147 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Document Number | 0000101595 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0101595 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1147 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Document Number | 2200800924 |
| Instrument Date | Aug 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2020 |
| Title Company | CHICAGO TITLE BELLINGHAM |
| Name | Verified Name |
|---|---|
| Address | 1147 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777 |
| Document Number | 2200800924 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 800924 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 6, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1147 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Document Number | 2190900176 |
| Instrument Date | Aug 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1147 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777 |
| Document Number | 2190900176 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 900176 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | May 7, 2018 |
| Property Address | 1147 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Document Number | 2180500707 |
| Instrument Date | Apr 30, 2018 |
| Instrument | 500707 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 1147 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777 |
| Document Number | 2180500708 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 500708 |
| Name | ETHOS LNDG |
|---|---|
| Address | PITTSBURGH, PA 15212 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 6, 2048 |
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,064.00 (+1.83%) | ||
| 2025 | $6,937.00 (+148.19%) | $823,490 (+109.94%) Land $280,856 Building $542,634 | $823,490 (+23.53%) Land $280,856 Building $542,634 |
| 2022 | $392,246 Land $94,102 Building $298,144 | $666,657 Land $368,513 Building $298,144 | |
| 2021 | $2,795.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMMI ROAD WATER ASSOCIATION private · serves 236 people · EPA ID WA5332350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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