Whatcom County property record for 1131 E Laurel Rd, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $73 (2026) |
| Deeds & Mortgages | Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 390321-274250-0000 |
| Primary APN | 390321-274250-0000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,405 sqft (0.17 acres) |
|---|
| Account Number | 182393 |
|---|---|
| Street Address | 1131 E LAUREL RD |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-9777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | E 35.28 FT OF N 212.33 FT OF TRACT DAF-WLY 150 FT OF NLY 270 FT OF W 1/2 NW SE |
| Legal Range | 03 |
| Legal Township | 39 |
| Legal Section | 21 |
| Legal Tract | D |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10701 |
1131 E Laurel Rd is owned and occupied by two individuals.
Source: Whatcom County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1131 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 1131 E LAUREL RD, BELLINGHAM, WA 98226-9777 |
| Document Number | 2200202759 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | E LAUREL RD BELLINGHAM WA 98226, BELLINGHAM, WA 98226 |
| Document Number | 2200202759 |
|---|---|
| Date | Feb 26, 2020 |
| Instrument | 202759 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227-9750 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 25, 2050 |
The 2026 property tax bill for 1131 E Laurel Rd was $73, up 9% from the year before.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Meridian School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $73.00 (+8.96%) | ||
| 2025 | $67.00 (-34.95%) | $7,700 (-34.9%) Land $7,700 | $7,700 (-34.9%) Land $7,700 |
| 2024 | $103.00 | $11,828 Land $11,828 | $11,828 Land $11,828 |
| 2022 | $8,995 Land $8,995 | $8,995 Land $8,995 | |
| 2021 | $82.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1131 E Laurel Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1131 E Laurel Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMMI ROAD WATER ASSOCIATION private · serves 236 people · EPA ID WA5332350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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