1158 E Laurel Rd, Bellingham, WA 98226 Property Records

Whatcom County property record for 1158 E Laurel Rd, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,084 sqft · built 1930
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,021 (Mar 2016)
Tax Bill	$5,788 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jun 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`390321-341280-0000`

Property Details

APN / Parcel Number

Primary APN	`390321-341280-0000`
Alternative APNs	`103615` `528481`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,084 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,494 sqft
Basement Area	470 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2005
Exterior Material	Metal
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	39,640 sqft (0.91 acres)
Porch	Slab
Porch Area	264 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	103615
Street Address	1158 E LAUREL RD
City	BELLINGHAM
State	WA
Zip	98226-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5A
Legal Description	S 217 FT OF W 200 FT OF W 1/2 E 1/2 SW NE-LESS RD
Legal Range	03
Legal Township	39
Legal Section	21
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2014
Census Tract	10701

Owner

Source: Whatcom County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1158 E LAUREL RD, BELLINGHAM, WA 98226-9777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BOEING EMPLOYEES CU
Jun 14, 2019	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Jun 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2016 · Amount on Record
Deed Sale	Mar 14, 2016 · Amount on Record
Deed Document Number	2016301348
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1158 E LAUREL RD, BELLINGHAM, WA 98226-9777
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000802258
Date	Aug 16, 2021
Instrument	2021-0802258

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 11, 2046

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1158 E LAUREL RD, BELLINGHAM, WA 98226-9777
Document Number	2190602360
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 1, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1158 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777

Mortgage

Document Number	2190602360
Date	Jun 20, 2019
Instrument	602360

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 19, 2039

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	1158 E LAUREL RD, BELLINGHAM, WA 98226-9777
Document Number	2170602652
Instrument Date	Jun 16, 2017
Transaction Type	Mortgage
Record Updated	Jun 29, 2017
Title Company	WHATCOM LAND TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1158 E LAUREL RD BELLINGHAM WA 982269777, BELLINGHAM, WA 98226-9777

Mortgage

Document Number	2170602652
Date	Jun 21, 2017
Instrument	602652

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 20, 2022

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Meridian School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,788.00 (+1.56%)
2025	$5,699.00 (+45.53%)	$650,267 (+22.5%) Land $277,200 Building $373,067	$650,267 (+22.5%) Land $277,200 Building $373,067
2022		$530,851 Land $160,480 Building $370,371	$530,851 Land $160,480 Building $370,371
2021	$3,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMMI ROAD WATER ASSOCIATION private · serves 236 people · EPA ID WA5332350
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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