Harford County property record for 117 Shell Cove Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1974 |
| Square Footage | 1,400 sqft Total Area |
| Lot Size | 13,750 sqft (0.316 acres) |
| Garage | Basement, 624 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $412,000 (2017) |
| Tax Bill | $4,490.00 (2025) |
| Primary APN | 01-136623 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,400 sqft Total Area |
| Basement Area | 676 sqft Basement |
| Finished Basement | 676 sqft Finished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 13,750 sqft (0.316 acres) |
| Depth X Width | 125 ft x 171 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Basement Garage |
| Garage Area | 624 sqft Garage |
| Pool Area | 300 sqft Pool |
|---|---|
| Deck Area | 520 sqft Deck |
| Patio Area | 520 sqft Patio |
| Sauna | Sauna |
| Gazebo | 100 sqft Gazebo |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 136623 |
|---|---|
| Street Address | 117 SHELL COVE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 23 49/171X125 117 SHELL COVE COURT RUMSEY ISL PT 21/44 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 84 |
| Legal Lot Number | 23,117 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-136623
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 31, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| May 31, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Jun 01, 2017 | Deed, Transfer · Commercial Mortgage REVERE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 01, 2017 · Amount on Record |
| Deed Sale | Jun 01, 2017 · Amount on Record |
| Deed Doc Number | 201712368-0451 |
| Deed Book / Page | 12368 / 451 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 0155330211 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 15533/211 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | May 09, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 0155330204 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 15533/204 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21014 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 09, 2042 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 01, 2017 |
| Property Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 0123680451 |
| Book / Page | 12368 / 0451 |
| Map Reference | MB GRG21 FO44 |
| Instrument Date | May 25, 2017 |
| Instrument | 12368-0451 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | MID ATLANTIC TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,880.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 117 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 123680455 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 12368-0455 |
| Name | REVERE BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $452,533 (+10.88%) | $472,800 (+14.76%) Land $167,100 Building $305,700 | |
| 2025 | $4,490.00 (+1.91%) Homeowner's exemption | ||
| 2023 | $408,133 | $412,000 Land $167,100 Building $244,900 | |
| 2022 | $4,406.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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