Harford County property record for 108 Shell Cove Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,242 sqft Total Area |
| Lot Size | 12,000 sqft (0.275 acres) |
| Pool | In-Ground Vinyl Pool |
| Occupancy | Owner Occupied |
| Last Sale | $489,900 (2023) |
| Tax Bill | $3,918.00 (2025) |
| Primary APN | 01-141104 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,242 sqft Total Area |
| Basement Area | 800 sqft Basement |
| Finished Basement | 800 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Split Foyer Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,000 sqft (0.275 acres) |
| Depth X Width | 150 ft x 80 ft Depth x Width |
| Pool Type | In-Ground Vinyl Pool Pool Type |
|---|---|
| Pool Area | 512 sqft Pool |
| Deck Area | 152 sqft Deck |
| Patio Area | 266 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 152 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 141104 |
|---|---|
| Street Address | 108 SHELL COVE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 BK 84 12000 S 108 SHELL COVE COURT RUMSEY ISL PT 21/44 |
| Legal Subdivision | RUMSEY ISLAND PART 14 |
| Legal Block | 8 |
| Legal Lot Number | 19 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-141104
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 28, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Oct 16, 2018 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 28, 2023 · Amount on Record |
| Deed Sale | Dec 28, 2023 · Amount on Record |
| Prior Sale | Oct 16, 2018 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Dec 28, 2023 |
| Property Address | 108 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0161330005 |
| Book / Page | 16133 / 5 |
| Map Reference | MB GRG21 FO 44 |
| Instrument Date | Dec 11, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Title Company | COMMUNITY SETTLEMENT GROUP LLC, COMMUNITY STLMT GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,449.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 108 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0161330012 |
|---|---|
| Date | Dec 28, 2023 |
| Instrument | 16133-0012 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 01, 2039 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 16, 2018 |
| Property Address | 108 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0130220007 |
| Book / Page | 013022 / 000007 |
| Instrument Date | Sep 05, 2018 |
| Transaction Type | Foreclosure |
| Record Updated | Oct 26, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $387.82 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Corporate Trust |
| Address | 13801 WIRELESS WAY OKLAHOMA CITY OK 731342500, OKLAHOMA CITY, OK 73134-2500 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $434,167 (+20.9%) | $471,500 (+31.15%) Land $167,000 Building $304,500 | |
| 2025 | $3,918.00 (+0.23%) Homeowner's exemption | ||
| 2023 | $359,100 | $359,500 Land $167,000 Building $192,500 | |
| 2022 | $3,909.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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