Harford County property record for 112 Shell Cove Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,762 sqft Total Area |
| Lot Size | 12,558 sqft (0.288 acres) |
| Garage | Carport, 341 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $425,000 (2020) |
| Tax Bill | $4,561.00 (2025) |
| Primary APN | 01-120174 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,762 sqft Total Area |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Brick Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 12,558 sqft (0.288 acres) |
| Depth X Width | 138 ft x 85 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Carport Garage |
| Garage Area | 341 sqft Garage |
| Carport | Carport |
| Carport Area | 341 sqft Carport |
| Deck Area | 150 sqft Deck |
| Patio Area | 486 sqft Patio |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 120174 |
|---|---|
| Street Address | 112 SHELL COVE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4529 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 21 70/112X138 AV 112 SHELL COVE COURT RUMSEY ISL PT 14 P 21/44 |
| Legal Subdivision | RUMSEY ISLAND |
| Legal Block | 8 |
| Legal Lot Number | 21 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-120174
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 08, 2023 | Deed of Trust, Mortgage · Veterans Administration Mortgage FIRST FEDERAL BANK |
| Nov 22, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Jan 27, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PLAZA HOME MORTGAGE INC |
| Apr 22, 2020 | Deed, Transfer · Veterans Administration Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Prior Sale | Dec 01, 2015 · Amount on Record |
| Deed Book / Page | 13809 / 78 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0159950291 |
|---|---|
| Date | Aug 08, 2023 |
| Book Page | 15995/291 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0157470368 |
|---|---|
| Date | Nov 22, 2022 |
| Book Page | 15747/368 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Title Company | CHARTER TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0144420282 |
|---|---|
| Date | Jan 27, 2021 |
| Book Page | 14442/282 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | JACKSONVILLE, FL 32256 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Apr 22, 2020 |
| Property Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0138090078 |
| Book / Page | 13809 / 78 |
| Map Reference | MB GRG 21 FO 44 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | FRONT DOOR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 112 SHELL COVE CT, JOPPA, MD 21085-4529 |
| Document Number | 0001380984 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 13809/84 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $473,500 (+6.17%) | $501,000 (-) Land $167,000 Building $334,000 | |
| 2025 | $4,561.00 Homeowner's exemption | $446,000 (+6.57%) | $501,000 (+19.71%) Land $167,000 Building $334,000 |
| 2023 | $418,500 Land $167,000 Building $251,500 | $418,500 Land $167,000 Building $251,500 | |
| 2022 | $4,561.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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