Harford County property record for 107 Shell Cove Ct, Joppa, MD 21085 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1976 |
| Square Footage | 1,536 sqft Total Area |
| Lot Size | 10,500 sqft (0.241 acres) |
| Garage | Built-in, 288 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $675,000 (2025) |
| Tax Bill | $3,440.00 (2025) |
| Primary APN | 01-140825 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,536 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Split Level Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,500 sqft (0.241 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Built-in Garage |
| Garage Area | 288 sqft Garage |
| Deck Area | 480 sqft Deck |
| Patio Area | 392 sqft Patio |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 140825 |
|---|---|
| Street Address | 107 SHELL COVE CT |
| City | JOPPA |
| State | MD |
| Zip | 21085-4528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 28 BK 84 10500 SF 107 SHELL COVE COURT RUMSEY ISLAND PT 32/51 |
| Legal Subdivision | JOPPATOWNE |
| Legal Block | 84 |
| Legal Lot Number | 28 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 1, ABINGDON |
| Census Blockgroup | 4 |
| Census Block | 4007 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-140825
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 107 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 21, 2023 | Deed, Transfer · Conventional Mortgage PEOPLES SAVINGS BANK |
| May 15, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 23, 2025 · Amount on Record |
| Deed Sale | Apr 23, 2025 · Amount on Record |
| Prior Sale | Jul 21, 2023 · Amount on Record |
| Deed Book / Page | 16636 / 211 |
| Prior Transfer Date | Jun 05, 2014 |
| Prior Transfer Doc | 0108720028 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jul 21, 2023 |
| Property Address | 107 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 0159750001 |
| Book / Page | 15975 / 1 |
| Map Reference | MB 32 FO 51 |
| Instrument Date | Jul 14, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 02, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 107 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 0159750009 |
|---|---|
| Date | Jul 21, 2023 |
| Book Page | 15975/9 |
| Name | PEOPLES SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17407 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Aug 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 5.37% |
| Max Rate At Change | 11.3% |
| Index | 12-Month MTA |
| Margin | 3 |
| Max Rate | 11.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 107 SHELL COVE CT, JOPPA, MD 21085-4528 |
| Document Number | 0128500016 |
| Instrument Date | May 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 107 SHELL COVE CT JOPPA MD 210854528, JOPPA, MD 21085-4528 |
| Document Number | 0128500016 |
|---|---|
| Date | Jun 08, 2018 |
| Book Page | 012850/000016 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 07, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $385,767 (+9.99%) | $420,800 (-) Land $159,500 Building $261,300 | |
| 2025 | $3,440.00 (+1.53%) Homeowner's exemption | $350,733 (+11.95%) | $420,800 (+33.29%) Land $159,500 Building $261,300 |
| 2023 | $313,300 (+0.77%) | $315,700 (-) Land $159,500 Building $156,200 | |
| 2022 | $3,388.00 (-3.64%) Homeowner's exemption | $310,900 | $315,700 Land $159,500 Building $156,200 |
| 2021 | $3,516.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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