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115 Shell Cove Ct, Joppa, MD 21085 Property Records

Harford County property record for 115 Shell Cove Ct, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Architecture StyleSplit Foyer
Year BuiltBuilt 1972
Square Footage1,094 sqft Total Area
Lot Size13,482 sqft (0.31 acres)
GarageBasement, 288 sqft
Last Sale$557,500 (2024)
Tax Bill$4,359.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-139487
Alternative APNs
  • 1139487
  • 139487

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,094 sqft Total Area
Basement Area800 sqft Basement
Finished Basement800 sqft Finished
Utility Area70 sqft Utility Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Foyer Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area13,482 sqft (0.31 acres)
Depth X Width126 ft x 91 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage
Garage Area288 sqft Garage
Patio Area200 sqft Patio
Porch Area440 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number139487
Street Address115 SHELL COVE CT
CityJOPPA
StateMD
Zip21085-4528
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 24 54/160X126 AV 115 SHELL COVE COURT RUMSEY ISL PT14 PT 21/44
Legal SubdivisionRUMSEY ISLAND PART FOURTEEN
Legal Block84
Legal Lot Number24
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup4
Census Block4007
Census Tract301401

Owner

Source: Harford County records · APN 01-139487

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address12402 JERUSALEM RD, KINGSVILLE, MD 21087-1104
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 14, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
CALIBER HM LOANS
Aug 24, 2018Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2024 · Amount on Record
Deed SaleDec 05, 2024 · Amount on Record
Prior SaleAug 24, 2018 · Amount on Record
Prior Transfer DateJan 31, 2006
Prior Transfer Doc0066560460
Record RefreshedSep 20, 2026

May 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionHARFORD MD
Recording DateMay 14, 2020
Property Address115 SHELL COVE CT, JOPPA, MD 21085-4528
Document Number0138540341
Book / Page013854 / 000341
Instrument DateMay 08, 2020
Transaction TypeConstruction Loan
Record UpdatedJul 16, 2020
Title CompanyPROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 SHELL COVE CT JOPPA MD 210854528, JOPPA, MD 21085-4528

Mortgage

Document Number138540341
DateMay 14, 2020
Book Page013854/000341
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateAug 24, 2018
Property Address115 SHELL COVE CT, JOPPA, MD 21085-4528
Document Number0129570131
Book / Page012957 / 000131
Instrument DateAug 15, 2018
Transaction TypeTransfer
Record UpdatedSep 06, 2018
Title CompanyBROADVIEW TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$437.50
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address115 SHELL COVE CT JOPPA MD 210854528, JOPPA, MD 21085-4528

Mortgage

Document Number129570137
DateAug 24, 2018
Book Page012957/000137
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 23, 2048

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$397,300 (-) Land $167,100 Building $230,200$397,300 (-) Land $167,100 Building $230,200
2025$4,359.00 (+1.87%)$397,300 (+0.24%) Land $167,100 Building $230,200$397,300 (-0.68%) Land $167,100 Building $230,200
2023$396,333$400,000 Land $167,100 Building $232,900
2022$4,279.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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