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109 E Main St, Cambridge, NY 12816 Property Records

Washington County and White Creek Town property record for 109 E Main St, Cambridge, NY 12816 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,170 sqft · built 1880
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$190,000 (May 2024)
Tax Bill$2,885 (2025)
Deeds & MortgagesAug 2020 Sale
Dec 2017 Sale
Flood ZoneZone X (minimal risk)
APN535001 256.17-1-16

Property Details

APN / Parcel Number

Primary APN535001 256.17-1-16
Alternative APNs
  • 500125601700010160000000
  • 961A100369

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,170 sqft Living Area
1st Floor Area780 sqft
Upper Floors Area390 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Architectural StyleTraditional
Exterior MaterialWood
Lot Area7,405 sqft (0.17 acres)
Lot Dimensions215 ft deep x 54 ft wide
Garage TypeDetached
Garage Area252 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number961A100369
Street Address109 E MAIN ST
CityCAMBRIDGE
StateNY
Zip12816-1207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number16.000
JurisdictionWASHINGTON NY
Township / Civil DivisionWHITE CREEK
Census Block Group1
Census Block1022
Census Tract92000

Owner

Source: Washington County and White Creek Town records · APN 535001 256.17-1-16

Assessment roll updated April 27, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address109 E MAIN ST, CAMBRIDGE, NY 12816-1207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Warranty Deed, Transfer
RAVIN TITLE AND CLOSINGS, RAVIN TITLE & CLOSINGS
Dec 11, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 07, 2024 · Amount on Record
Deed SaleMay 07, 2024 · Amount on Record
Prior SaleAug 12, 2020 · Amount on Record
Deed Document Number20241708
Record UpdatedJun 08, 2026

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON NY
Recording DateAug 12, 2020
Property Address109 E MAIN ST, CAMBRIDGE, NY 12816-1207
Document Number0000003674
Instrument DateAug 03, 2020
Instrument3674
Transaction TypeTransfer
Record UpdatedSep 29, 2020
Title CompanyRAVIN TITLE AND CLOSINGS, RAVIN TITLE & CLOSINGS

Transaction

AmountAmount Recorded
Tax$130.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address642 COUNTY ROUTE 61 CAMBRIDGE NY 12816, CAMBRIDGE, NY 12816

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON NY
Recording DateDec 11, 2017
Property Address109 E MAIN ST, CAMBRIDGE, NY 12816-1207
Document Number0038720118
Book / Page003872 / 000118
Instrument DateDec 06, 2017
Transaction TypeTransfer
Record UpdatedJan 23, 2018

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 E MAIN ST CAMBRIDGE NY 128161207, CAMBRIDGE, NY 12816-1207

Tax Assessment & Valuation

Source: Washington County and White Creek Town records · Assessment roll updated April 27, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyWashington County
County SubdivisionWhite Creek Town
MunicipalityCambridge Village
Unified School DistrictCambridge Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,885.00$95,000 (-) Land $9,800 Building $85,200$114,458 (+18.07%) Land $11,807 Building $102,651
2023$95,000 Land $9,800 Building $85,200$96,939 Land $10,000 Building $86,939

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (36115C), updated July 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361150920001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1981–2008)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2008, rainfall accumulation
Claims By Storm
  • Severe Storms And Flooding, Jan 1996 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Cambridge Historic District
listed 1978 · 199 contributing resources · NRIS 78001922

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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