Buchanan County property record for 117 1st St E, Independence, IA 50644
| Property Type | Commercial |
|---|---|
| Details | 4,074 sqft · built 1876 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Company Name on File |
| Last Sale | $145,500 (Oct 2022) |
| Tax Bill | $1,620 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1004277008 |
| Primary APN | 1004277008 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,074 sqft Total Area |
| 1st Floor Area | 1,785 sqft |
| Year Built | Built 1876 |
|---|---|
| Effective Year Built | Effective 1876 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Street Address | 117 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2806 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 04-88-09COM 40.17'W N W CORBLK 4 S&M S165' W21.25' N165' E TO PO B(LEAR) |
| Legal Range | 9W |
| Legal Township | 88N |
| Legal Section | 4 |
| Legal Subdivision | S & M |
| Legal Block | 4 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 950500 |
Source: Buchanan County records · APN 1004277008
Assessment roll updated September 22, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 117 1ST ST E, INDEPENDENCE, IA 50644-2806 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 28, 2022 | Contract Sale, Transfer · Seller Carry-Back RICH N ROSIE RENTALS LLC |
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA |
| Oct 20, 2021 | Deed of Trust, Mortgage · Commercial Mortgage BANK IOWA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on Record |
| Deed Sale | Oct 28, 2022 · Amount on Record |
| Deed Document Number | 20223656 |
| Record Updated | Sep 20, 2026 |
| Document Type | Contract Sale |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Recording Date | Oct 28, 2022 |
| Property Address | 117 1ST ST E, INDEPENDENCE, IA 50644-2806 |
| Document Number | 2022R03656 |
| Instrument Date | Oct 27, 2022 |
| Instrument | 2022R03656 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 117 1ST ST E, INDEPENDENCE, IA 50644-2806 |
| Document Number | 2022R03656 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 2022R03656 |
| Name | RICH N ROSIE RENTALS LLC |
|---|---|
| Type | Seller |
| Address | NA |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
| Term | 48 Months |
| Due | Oct 01, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 117 1ST ST E, INDEPENDENCE, IA 50644-2806 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2021R04764 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021R04764 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 117 1ST ST E, INDEPENDENCE, IA 50644-2806 |
| Transaction Type | Mortgage |
| Record Updated | Dec 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202104049 |
|---|---|
| Date | Oct 20, 2021 |
| Instrument | 2021-04049 |
| Name | BANK IOWA |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,620.00 (+71.97%) | $80,900 (-) Land $11,430 Building $69,470 | $80,900 (-) Land $11,430 Building $69,470 |
| 2023 | $942.00 | $80,900 Land $11,430 Building $69,470 | $80,900 Land $11,430 Building $69,470 |
Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), as of December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 40 (1979–2016) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independence Light and Power Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 366 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system IA1037070, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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