200 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 200 1st St E, Independence, IA 50644 · Last verified July 2026

Property Summary

Property Type	Commercial
Details	13,736 sqft · built 1871
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on File
Tax Bill	$7,338 (2025)
Deeds & Mortgages	Jan 2023 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`0634462009`

Property Details

APN / Parcel Number

Primary APN	`0634462009`

Interior

Stories	2 Stories
Building Area	13,736 sqft Gross Area
1st Floor Area	3,444 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Lot Area	13,068 sqft (0.3 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	200 1ST ST E
City	INDEPENDENCE
State	IA
Zip	50644-2813
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	S & M'S BLK 3 LOT 5EX C N6'
Legal Subdivision	S & M'S
Legal Block	3
Legal Lot Number	5
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1027
Census Tract	950500

Owner

Source: Buchanan County records · APN 0634462009

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	21515 310TH ST, PARKERSBURG, IA 50665-7673
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN IA
Property Address	200 1ST ST E, INDEPENDENCE, IA 50644-2813
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R00216
Date	Jan 23, 2023
Instrument	2023R00216

Lender

Name	LINCOLN SAVINGS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 19, 2043

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,338.00 (+36.29%)	$263,960 (-) Land $45,600 Building $218,360	$263,960 (-) Land $45,600 Building $218,360
2023	$5,384.00	$263,960 Land $45,600 Building $218,360	$263,960 Land $45,600 Building $218,360

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buchanan County (19019C), updated December 29, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190199505001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 11 individual NFIP policies nearby
Nearby Flood Policies	11 in force
Nearby Flood Claims	132 (1979–2018)
Claims Outside the SFHA	10 of 132
Most Recent Claim	Oct 2018, river or lake flooding
Claims By Storm	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims Severe Storms & Flooding, Aug 1993 · 28 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Independence Light and Power	Fiber	1,000 / 1,000
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Independence Light and Power, Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.