108 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 108 1st St E, Independence, IA 50644

Property Summary

Property Type	Store with Apartments
Details	6,300 sqft · built 1871
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2010)
Tax Bill	$3,070 (2025)
Flood Zone	Zone AE (high risk)
APN	`0634461012`

Property Details

APN / Parcel Number

Primary APN	`0634461012`

Interior

Stories	2 Stories
Building Area	6,300 sqft Building Perimeter
1st Floor Area	3,150 sqft

Exterior

Year Built	Built 1871
Effective Year Built	Effective 1871
Lot Area	6,534 sqft (0.15 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	108 1ST ST E
City	INDEPENDENCE
State	IA
Zip	50644-2807
Property Category	Commercial
Property Type	Commercial > Retail > Store with Apartments
Legal Description	34-89-09COM 68'W SW C OR LOT10 BLK 3 S&M W4 0.58'N155' E40.58' S1 55'TO POB (KEMMERER)
Legal Range	9W
Legal Township	89N
Legal Section	34
Legal Subdivision	S & M
Legal Block	3
Legal Lot Number	10
Jurisdiction	BUCHANAN IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1007
Census Tract	950500

Owner

Source: Buchanan County records · APN 0634461012

Assessment roll updated September 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 861, LAKE HUGHES, CA 93532-0861
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2010 · Amount on Record
Deed Sale	Dec 03, 2010 · Amount on Record
Deed Document Number	20103807
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated September 22, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Buchanan County
Municipality	Independence City
Unified School District	Independence Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,070.00 (+20.2%)	$153,240 (-) Land $22,320 Building $130,920	$153,240 (-) Land $22,320 Building $130,920
2023	$2,554.00	$153,240 Land $22,320 Building $130,920	$153,240 Land $22,320 Building $130,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 29, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	132 (1979–2018)
Claims Outside the SFHA	10 of 132
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims Severe Storms & Flooding, Aug 1993 · 28 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Independence Light and Power Fiber · Cable in parts of the area	1,000 / 1,000
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130

May also be available: AMG Technology Investment Group.

Based on FCC filings for 366 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	INDEPENDENCE WATER DEPT serves 6,064 people
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.