114 1st St E, Independence, IA 50644 Property Records

Buchanan County property record for 114 1st St E, Independence, IA 50644

Property Summary

Property TypeCommercial
Details6,640 sqft · built 1871
Lot Size0.12 acres (5,227 sqft)
OwnerCompany on Record
Last Sale$87,000 (Dec 2021)
Tax Bill$1,932 (2025)
Deeds & MortgagesJun 2023 Mortgage
Flood ZoneZone AE (high risk)
APN0634461014

Property Details

APN / Parcel Number

Primary APN0634461014

Interior

Stories2 Stories
Building Area6,640 sqft Total Area
1st Floor Area3,320 sqft

Exterior

Year BuiltBuilt 1871
Effective Year BuiltEffective 1871
Lot Area5,227 sqft (0.12 acres)

Location & Zoning

Street Address114 1ST ST E
CityINDEPENDENCE
StateIA
Zip50644-2807
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionCOM 8.5'W SW COR BLK3 S&M N101' W21' N20'E 1' N44' W19.67' S165E 39'8'' TO POB
Legal SubdivisionS & M
Legal Block3
JurisdictionBUCHANAN IA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1007
Census Tract950500

Owner

Source: Buchanan County assessment roll, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address1749 GOLF COURSE BLVD, 58, INDEPENDENCE, IA 50644-9269
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 20, 2021 · Amount on Record
Deed SaleDec 20, 2021 · Amount on Record
Deed Document Number20214813
Record UpdatedSep 20, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN IA
Property Address114 1ST ST E, INDEPENDENCE, IA 50644-2807
Transaction TypeMortgage
Record UpdatedAug 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023R01762
DateJun 29, 2023
Instrument2023R01762
Lender
NameCOMMUNITY SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJun 29, 2024

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBuchanan County
MunicipalityIndependence City
Unified School DistrictIndependence Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,932.00$96,450 (+0.49%) Land $20,430 Building $76,020$96,450 (+0.49%) Land $20,430 Building $76,020
2024$1,932.00 (+15.69%)
2023$1,670.00$95,980 Land $20,430 Building $75,550$95,980 Land $20,430 Building $75,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims132 (1979–2018)
Claims Outside the SFHA10 of 132
Most Recent ClaimOct 2018 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 16 claims
  • Severe Storms, Flooding, And Tornadoes, Jul 2010 · 54 claims
  • Severe Storms & Flooding, Aug 1993 · 28 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE WATER DEPT
serves 6,064 people · EPA ID IA1037070
Water SourceGroundwater
Last State InspectionJun 2024
Lead7 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Independence Telecommunications Utility
Fiber · Cable in parts of the area
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

May also be available: Nextlink.

Nearby Properties on 1st St E

Nearby Streets

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