Buchanan County property record for 111 1st St E, Independence, IA 50644
| Property Type | Store with Apartments |
|---|---|
| Details | 4,074 sqft · built 1880 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,500 (Jun 2024) |
| Tax Bill | $1,504 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1004277005 |
| Primary APN | 1004277005 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,074 sqft Building Perimeter |
| 1st Floor Area | 1,785 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Lot Area | 3,485 sqft (0.08 acres) |
| Total Buildings | 2 Buildings |
| Street Address | 111 1ST ST E |
|---|---|
| City | INDEPENDENCE |
| State | IA |
| Zip | 50644-2806 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Store with Apartments |
| Legal Description | COM 104.66'W NW CORLO T 4 BLK 4 S&M S165'W2 0.66' N165' E20.66'TO POB |
| Legal Subdivision | S & M |
| Legal Block | 4 |
| Legal Lot Number | 4 |
| Jurisdiction | BUCHANAN IA |
| Township / Civil Division | SUMNER |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 950500 |
Source: Buchanan County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 514 6TH ST, JESUP, IA 50648-1046 |
| Owner Type | Individual |
| Vesting | Single |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2024 · Amount on Record |
| Deed Sale | Jun 13, 2024 · Amount on Record |
| Prior Sale | Nov 15, 2022 · Amount on Record |
| Deed Document Number | 20241498 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN IA |
| Property Address | 111 1ST ST E, INDEPENDENCE, IA 50644-2806 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2020R03759 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 2020R03759 |
| Name | WCF FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2030 |
| Rate Type | Fixed Rate |
|---|
Source: Buchanan County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Buchanan County |
| Municipality | Independence City |
| Unified School District | Independence Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,504.00 (+15.16%) | $75,010 (-) Land $11,430 Building $63,580 | $75,010 (-) Land $11,430 Building $63,580 |
| 2023 | $1,306.00 | $75,010 Land $11,430 Building $63,580 | $75,010 Land $11,430 Building $63,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 40 (1979–2016) |
| Claims Outside the SFHA | 4 of 40 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER DEPT serves 6,064 people · EPA ID IA1037070 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Independence Telecommunications Utility Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: Nextlink.
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