11660 Delwick Dr, Windermere, FL 34786 Property Records

Orange County property record for 11660 Delwick Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,997 sqft · built 2004
Lot Size	0.244 acres (10,607 sqft)
Owner	Individual Name on File
Last Sale	$753,000 (Jan 2026)
Tax Bill	$12,639 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-7356-03-380`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-7356-03-380`
Alternative APNs	`282231735603380` `260061` `264907` `269451`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,997 sqft Living Area
Gross Area	3,921 sqft
1st Floor Area	2,690 sqft
Utility Area	94 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,607 sqft (0.244 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	206 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11660 DELWICK DR
City	WINDERMERE
State	FL
Zip	34786-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RESERVE AT BELMERE PHASE IV 55/9 LOT 38 BLK C
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	RESERVE AT BELMERE PH 4
Legal Phase	IV
Legal Tract	7356
Legal Block	C
Legal Lot Number	38
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2007
Census Tract	17120

Owner

11660 Delwick Dr is owned and occupied by an individual who bought it in January 2026.

Source: Orange County records, as of April 30, 2026

Owner of Record	Individual Name on File
Mailing Address	11660 DELWICK DR, WINDERMERE, FL 34786-6073
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2022	Warranty Deed, Transfer · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2026 · Amount on File
Deed Sale	Jan 23, 2026 · Amount on File
Prior Sale	Jun 16, 2022 · Amount on File
Deed Document Number	202643727
Prior Transfer Date	Dec 21, 2011
Prior Transfer Doc	0000670463
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jan 23, 2026
Property Address	11660 DELWICK DR, WINDERMERE, FL 34786-6073
Document Number	0000043727
Map Reference	MB 55 PG 9
Instrument Date	Jan 21, 2026
Instrument	20260043727
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	THE TITLE FIRM

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,271.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5841 MEDINAH WAY, ORLANDO, FL 32819-4411

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11660 DELWICK DR, WINDERMERE, FL 34786-6073

Mortgage

Document Number	0000043728
Date	Jan 23, 2026
Instrument	20260043728

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 16, 2022
Property Address	11660 DELWICK DR, WINDERMERE, FL 34786-6073
Document Number	0000377921
Map Reference	MB 55 PG 9
Instrument Date	Jun 6, 2022
Instrument	20220377921
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,950.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7633 FENWICK COVE LN, 7633, ORLANDO, FL 32819-5084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11660 DELWICK DR, WINDERMERE, FL 34786-6073

Mortgage

Document Number	0000377922
Date	Jun 16, 2022
Instrument	20220377922

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2029
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

Tax Assessment & Valuation

The 2025 property tax bill for 11660 Delwick Dr was $12,639, up 4.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$750,170 (-1.41%) Land $125,000 Building $625,170	$750,170 (-1.41%) Land $125,000 Building $625,170
2025	$12,639.00 (+4.58%)	$760,870 Land $125,000 Building $635,870	$760,870 Land $125,000 Building $635,870
2024	$12,086.00 (+10.46%)
2023	$10,942.00 (+23.3%)	$689,136 (+16.98%) Land $125,000 Building $564,136	$689,136 (+16.98%) Land $125,000 Building $564,136
2022	$8,874.00	$589,129 Land $110,000 Building $479,129	$589,129 Land $110,000 Building $479,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11660 Delwick Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11660 Delwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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