11708 Delwick Dr, Windermere, FL 34786 Property Records

Orange County property record for 11708 Delwick Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,586 sqft · built 2005
Lot Size	0.24 acres (10,456 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Dec 2012)
Tax Bill	$5,619 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-7356-03-370`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-7356-03-370`
Alternative APNs	`282231735603370` `260060` `264906` `269450`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,586 sqft Living Area
Gross Area	3,415 sqft
1st Floor Area	2,586 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,456 sqft (0.24 acres)
Garage Type	Attached
Garage Area	389 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	440 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11708 DELWICK DR
City	WINDERMERE
State	FL
Zip	34786-6083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RESERVE AT BELMERE PHASE IV 55/9 LOT 37 BLK C
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	RESERVE AT BELMERE PH 4
Legal Phase	IV
Legal Tract	7356
Legal Block	C
Legal Lot Number	37
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2007
Census Tract	17120

Owner

11708 Delwick Dr is owned by two individuals who bought it in December 2012.

Source: Orange County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 11, WINDERMERE, FL 34786-0011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCCOY FCU
Nov 30, 2017	Deed of Trust, Mortgage · Conventional with PMI EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2012 · Amount on File
Deed Sale	Dec 7, 2012 · Amount on File
Prior Sale	Feb 2, 2006 · Amount on File
Deed Document Number	2012654086
Deed Book / Page	10486 / 2913
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11708 DELWICK DR, WINDERMERE, FL 34786-6083
Transaction Type	Mortgage
Record Updated	Sep 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210504466
Date	Aug 18, 2021
Instrument	20210504466

Lender

Name	MCCOY FCU
Type	Credit Union
Address	ORLANDO, FL 32859

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11708 DELWICK DR, WINDERMERE, FL 34786-6083
Document Number	0000663303
Instrument Date	Nov 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11708 DELWICK DR WINDERMERE FL 347866083, WINDERMERE, FL 34786-6083

Mortgage

Document Number	0000663303
Date	Dec 6, 2017
Instrument	663303

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 11708 Delwick Dr was $5,619, up 4.7% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$374,763 (+2.7%)	$650,870 (-1.36%) Land $125,000 Building $525,870
2025	$5,619.00 (+4.71%) Homeowner's exemption	$364,910	$659,860 Land $125,000 Building $534,860
2024	$5,366.00 (+7.34%)
2023	$4,999.00 (+3.46%) Homeowner's exemption	$344,297 (+3%)	$598,351 (+17.21%) Land $125,000 Building $473,351
2022	$4,832.00 Homeowner's exemption	$334,269	$510,512 Land $110,000 Building $400,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11708 Delwick Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11708 Delwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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