11654 Delwick Dr, Windermere, FL 34786 Property Records

Orange County property record for 11654 Delwick Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,618 sqft · built 2004
Lot Size	0.247 acres (10,750 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Nov 2020)
Tax Bill	$7,492 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-7356-03-390`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-7356-03-390`
Alternative APNs	`282231735603390` `260062` `264909` `269452`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,618 sqft Living Area
Gross Area	3,366 sqft
1st Floor Area	2,356 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,750 sqft (0.247 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11654 DELWICK DR
City	WINDERMERE
State	FL
Zip	34786-6073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RESERVE AT BELMERE PHASE IV 55/9 LOT 39 BLK C
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	RESERVE AT BELMERE PH 4
Legal Phase	IV
Legal Tract	7356
Legal Block	C
Legal Lot Number	39
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2007
Census Tract	17120

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	11654 DELWICK DR, WINDERMERE, FL 34786-6073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Nov 4, 2020	Warranty Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP
Oct 12, 2017	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Oct 12, 2017 · Amount on Record
Deed Document Number	2020575531
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11654 DELWICK DR, WINDERMERE, FL 34786-6073
Transaction Type	Mortgage
Record Updated	Jul 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11654 DELWICK DR, WINDERMERE, FL 34786-6073

Mortgage

Document Number	20210386793
Date	Jun 29, 2021
Instrument	20210386793

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 4, 2020
Property Address	11654 DELWICK DR, WINDERMERE, FL 34786-6073
Document Number	0000575531
Instrument Date	Oct 27, 2020
Instrument	575531
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	EQUITABLE TITLE/W ORLANDO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11654 DELWICK DR WINDERMERE FL 347866073, WINDERMERE, FL 34786-6073

Mortgage

Document Number	575532
Date	Nov 4, 2020
Instrument	575532

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 12, 2017
Property Address	11654 DELWICK DR, WINDERMERE, FL 34786-6073
Document Number	0000559837
Instrument Date	Oct 5, 2017
Instrument	559837
Transaction Type	Transfer
Record Updated	Oct 31, 2017
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,055.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11654 DELWICK DR WINDERMERE FL 347866073, WINDERMERE, FL 34786-6073

Mortgage

Document Number	559838
Date	Oct 12, 2017
Instrument	559838

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 11, 2032

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,309 (+2.7%)	$660,250 (-1.4%) Land $125,000 Building $535,250
2025	$7,492.00 (+4.24%) Homeowner's exemption	$481,314 (+5.99%)	$669,610 (+10.04%) Land $125,000 Building $544,610
2024	$7,187.00 (+7.32%)
2023	$6,697.00 (+3.24%) Homeowner's exemption	$454,125 (+3%)	$608,508 (+16.79%) Land $125,000 Building $483,508
2022	$6,487.00 Homeowner's exemption	$440,898	$521,033 Land $110,000 Building $411,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

Nearby Properties on Delwick Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures