11655 Delwick Dr, Windermere, FL 34786 Property Records

Orange County property record for 11655 Delwick Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,927 sqft · built 2005
Lot Size	0.231 acres (10,046 sqft)
Owner	Individual Name on Record
Last Sale	$628,500 (Jun 2021)
Tax Bill	$10,934 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-7356-03-160`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-7356-03-160`
Alternative APNs	`282231735603160` `260033` `264880` `269425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,927 sqft Living Area
Gross Area	3,779 sqft
1st Floor Area	2,927 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,046 sqft (0.231 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Finished/Open Porch
Porch Area	282 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11655 DELWICK DR
City	WINDERMERE
State	FL
Zip	34786-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RESERVE AT BELMERE PHASE IV 55/9 LOT 16 BLK C
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	RESERVE AT BELMERE PH 4
Legal Phase	IV
Legal Tract	7356
Legal Block	C
Legal Lot Number	16
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	17120

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jun 16, 2021	Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS
May 6, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION
Apr 6, 2018	Deed of Trust, Mortgage · Line of Credit IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2021 · Amount on Record
Deed Sale	Jun 16, 2021 · Amount on Record
Prior Sale	Jul 22, 2015 · Amount on Record
Deed Document Number	2021359903
Prior Transfer Date	Apr 26, 2019
Prior Transfer Doc	0000277402
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081
Transaction Type	Mortgage
Record Updated	Aug 1, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081

Mortgage

Document Number	0000149042
Date	Mar 16, 2021
Instrument	20210149042

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 16, 2021
Property Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081
Document Number	0000359903
Map Reference	MB 55 PG 9-12
Instrument Date	May 24, 2021
Instrument	20210359903
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Tax	$4,399.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2876 SAINT GEORGE ST, 2876, ORLANDO, FL 32814-6121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	May 6, 2019
Property Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081
Document Number	0000277402
Map Reference	MB 55 PG 9-12
Instrument Date	Apr 26, 2019
Instrument	20190277402
Transaction Type	Transfer
Record Updated	Aug 1, 2022
Title Company	ENTITLE INSURANCE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081

Mortgage

Document Number	0000277403
Date	May 6, 2019
Instrument	20190277403

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2039

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11655 DELWICK DR, WINDERMERE, FL 34786-6081
Document Number	0000237285
Instrument Date	Apr 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11655 DELWICK DR WINDERMERE FL 347866081, WINDERMERE, FL 34786-6081

Mortgage

Document Number	0000237285
Date	Apr 20, 2018
Instrument	237285

Lender

Name	IBERIABANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$691,820 (-0.5%) Land $125,000 Building $566,820	$691,820 (-1.38%) Land $125,000 Building $566,820
2025	$10,934.00 (+3.79%) Homeowner's exemption	$695,294 (+9.09%)	$701,520 (+10.07%) Land $125,000 Building $576,520
2024	$10,535.00 (+7.37%)
2023	$9,812.00 (+12.32%)	$637,332 (+16.67%) Land $125,000 Building $512,332	$637,332 (+16.67%) Land $125,000 Building $512,332
2022	$8,736.00	$546,259 Land $110,000 Building $436,259	$546,259 Land $110,000 Building $436,259

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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