11649 Delwick Dr, Windermere, FL 34786 Property Records

Orange County property record for 11649 Delwick Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,046 sqft · built 2005
Lot Size	0.232 acres (10,107 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Sep 2019)
Tax Bill	$7,848 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`31-22-28-7356-03-150`

Property Details

APN / Parcel Number

Primary APN	`31-22-28-7356-03-150`
Alternative APNs	`282231735603150` `260032` `264879` `269424`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,046 sqft Living Area
Gross Area	4,426 sqft
1st Floor Area	1,566 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	10,107 sqft (0.232 acres)
Garage Type	Attached
Garage Area	647 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	472 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	11649 DELWICK DR
City	WINDERMERE
State	FL
Zip	34786-6081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	RESERVE AT BELMERE PHASE IV 55/9 LOT 15 BLK C
Legal Range	28E
Legal Township	22S
Legal Section	31
Legal Subdivision	RESERVE AT BELMERE PH 4
Legal Phase	IV
Legal Tract	7356
Legal Block	C
Legal Lot Number	15
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	17120

Owner

11649 Delwick Dr is owned and occupied by an individual who bought it in September 2019.

Source: Orange County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11649 DELWICK DR, WINDERMERE, FL 34786-6081
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 30, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on File
Deed Sale	Sep 30, 2019 · Amount on File
Prior Sale	Feb 12, 2010 · Amount on File
Deed Document Number	2019607363
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11649 DELWICK DR, WINDERMERE, FL 34786-6081
Document Number	0000558078
Instrument Date	Oct 9, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 DELWICK DR WINDERMERE FL 347866081, WINDERMERE, FL 34786-6081

Mortgage

Document Number	0000558078
Date	Oct 26, 2020
Instrument	558078

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	ORLANDO, FL 32804

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Oct 25, 2030

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	11649 DELWICK DR, WINDERMERE, FL 34786-6081
Document Number	0000300416
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 DELWICK DR WINDERMERE FL 347866081, WINDERMERE, FL 34786-6081

Mortgage

Document Number	0000300416
Date	May 28, 2020
Instrument	300416

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 27, 2035

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 30, 2019
Property Address	11649 DELWICK DR, WINDERMERE, FL 34786-6081
Document Number	0000607363
Instrument Date	Sep 26, 2019
Instrument	607363
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11649 DELWICK DR WINDERMERE FL 347866081, WINDERMERE, FL 34786-6081

Mortgage

Document Number	607364
Date	Sep 30, 2019
Instrument	607364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 11649 Delwick Dr was $7,848, up 4.2% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,021 (+2.7%)	$750,360 (-1.42%) Land $125,000 Building $625,360
2025	$7,848.00 (+4.18%) Homeowner's exemption	$503,428	$761,190 Land $125,000 Building $636,190
2024	$7,533.00 (+7.32%)
2023	$7,019.00 (+3.21%) Homeowner's exemption	$474,990 (+3%)	$688,698 (+26.41%) Land $125,000 Building $563,698
2022	$6,801.00 Homeowner's exemption	$461,155	$544,805 Land $110,000 Building $434,805

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11649 Delwick Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11649 Delwick Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Summit Broadband Fiber	40,000 / 40,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Spectrum.

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