1163 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1163 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,443 sqft · built 1975
Lot Size	0.316 acres (13,765 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Oct 2024)
Tax Bill	$8,939 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-012-0021.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-012-0021.0-5-0000`
Alternative APNs	`29-37-41-001-012-00210-5` `7015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,443 sqft Living Area
Gross Area	3,163 sqft
1st Floor Area	2,443 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7015
Street Address	1163 NW 12TH TER
City	STUART
State	FL
Zip	34994-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK E 50 OF LOT 21 & ALL LOT 22 BLK 12
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	12
Legal Lot Number	21,22
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4006
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1163 NW 12TH TER, STUART, FL 34994-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 7, 2022	Deed of Trust, Mortgage · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 3, 2019	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Sep 2, 2020	Quit Claim Deed, Transfer BENCHMARK TITLE AND ESCROW LLC, BENCHMARK TITLE & ESCROW LLC
Sep 17, 2019	Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Jul 17, 2023 · Amount on Record
Deed Document Number	20243093461
Deed Book / Page	3460 / 2518
Prior Transfer Date	May 28, 2020
Prior Transfer Doc	0031551070
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 17, 2023
Property Address	1163 NW 12TH TER, STUART, FL 34994-9603
Document Number	0033861155
Book / Page	3386 / 1155
Map Reference	MB 3 P G41
Instrument Date	Jun 30, 2023
Instrument	3026546
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	BENCHMARK TITLE AND ESCROW LLC, BENCHMARK TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,262.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15370 SAM SNEAD LN, FORT MYERS, FL 33917-3262

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 UPPER COVE RD, MINNETRISTA, MN 55364-8147

Mortgage

Document Number	0033861157
Date	Jul 17, 2023
Instrument	3386/1157

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1163 NW 12TH TER, STUART, FL 34994-9603
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 NW 12TH TER, STUART, FL 34994-9603

Mortgage

Document Number	0033450488
Date	Nov 7, 2022
Book Page	3345/488
Instrument	2988590

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1163 NW 12TH TER, STUART, FL 34994-9603
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030862368
Date	Oct 3, 2019
Book Page	3086/2368
Instrument	2778215

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 2, 2020
Property Address	1163 NW 12TH TER, STUART, FL 34994-9603
Document Number	0031551070
Book / Page	003155 / 001070
Instrument Date	May 28, 2020
Instrument	2835619
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	BENCHMARK TITLE AND ESCROW LLC, BENCHMARK TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1163 NW 12TH TER STUART FL 349949603, STUART, FL 34994-9603

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 17, 2019
Property Address	1163 NW 12TH TER, STUART, FL 34994-9603
Document Number	0030830760
Book / Page	3083 / 0760
Map Reference	MB 3 PG 41
Instrument Date	Sep 5, 2019
Instrument	2775362
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	BENCHMARK TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 NW LET STREET #26032603, 1225, STUART, FL 34994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 NW 12TH TER, STUART, FL 34994-9603

Mortgage

Document Number	0003083762
Date	Sep 17, 2019
Instrument	3083/762

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,939.00 (+22.59%)	$537,040 (+115.46%) Land $181,500 Building $355,540	$537,040 (+48.15%) Land $181,500 Building $355,540
2024	$7,292.00 (+61.04%)
2023	$4,528.00 (+3.24%) Additional exemption filed	$249,249 (+3%)	$362,490 (+21.82%) Land $165,000 Building $197,490
2022	$4,386.00 Homeowner's exemption	$241,990	$297,550 Land $143,000 Building $154,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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