1103 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1103 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,252 sqft · built 2021
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,000 (Jun 2022)
Tax Bill	$7,657 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Nov 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-41-001-012-0026.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-012-0026.0-4-0000`
Alternative APNs	`29-37-41-001-012-00260-4` `7019`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,252 sqft Living Area
Gross Area	2,735 sqft
1st Floor Area	2,252 sqft
Elevator	Elevator

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	483 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7019
Street Address	1103 NW 12TH TER
City	STUART
State	FL
Zip	34994-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 26 BLK 12 OR 337/1088
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	12
Legal Lot Number	26
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4006
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1103 NW 12TH TER, STUART, FL 34994-9603
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 1, 2021	Warranty Deed, Transfer ASSURED TITLE, ASSURED TITLE AGENCY
Jan 21, 2020	Warranty Deed, Transfer STARFISH TITLE AGENCY LLC, STARFISH TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2022 · Amount on Record
Deed Sale	Jun 22, 2022 · Amount on Record
Prior Sale	Nov 1, 2021 · Amount on Record
Deed Document Number	20222967087
Deed Book / Page	3320 / 2342
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 22, 2022
Property Address	1103 NW 12TH TER, STUART, FL 34994-9603
Document Number	0033202342
Book / Page	3320 / 2342
Map Reference	MB 3 PG 41
Instrument Date	Jun 2, 2022
Instrument	2967087
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	PATCH REEF TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,823.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	54 SAINT LUCIE CT, STUART, FL 34996-6726

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1103 NW 12TH TER, STUART, FL 34994-9603

Mortgage

Document Number	0033202344
Date	Jun 22, 2022
Instrument	3320/2344

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Nov 1, 2021
Property Address	1103 NW 12TH TER, STUART, FL 34994-9603
Document Number	0032682183
Book / Page	3268 / 2183
Map Reference	MB 3 PG 41
Instrument Date	Nov 1, 2021
Instrument	2923721
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$3,843.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4305 SW BIMINI CIR S, PALM CITY, FL 34990-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 SW SAINT LUCIE CRES, STUART, FL 34994-2825

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 21, 2020
Property Address	1103 NW 12TH TER, STUART, FL 34994-9603
Document Number	0031061656
Book / Page	003106 / 001656
Instrument Date	Jan 20, 2020
Instrument	2795615
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	STARFISH TITLE AGENCY LLC, STARFISH TITLE AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$840.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4305 SW BIMINI CIR S PALM CITY FL 349901348, PALM CITY, FL 34990-1348

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,657.00 (-0.8%) Additional exemption filed	$498,045 (+5.99%)	$620,260 (+9.81%) Land $165,000 Building $455,260
2024	$7,719.00 (+1.87%)
2023	$7,577.00 (-5.64%) Additional exemption filed	$469,912 (+2.64%)	$564,860 (+23.38%) Land $150,000 Building $414,860
2022	$8,030.00	$457,810 Land $130,000 Building $327,810	$457,810 Land $130,000 Building $327,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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