1153 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1153 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,544 sqft · built 1982
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Jun 2018)
Tax Bill	$3,323 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-37-41-001-012-0023.0-1-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-012-0023.0-1-0000`
Alternative APNs	`29-37-41-001-012-00230-1` `7016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,544 sqft Living Area
1st Floor Area	1,544 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1997
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Garage Type	Attached
Garage Area	240 sqft

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7016
Street Address	1153 NW 12TH TER
City	STUART
State	FL
Zip	34994-9603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 23 BLK 12
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	12
Legal Lot Number	23
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4006
Census Tract	300

Owner

1153 NW 12th Ter is owned and occupied by two individuals who acquired it in June 2020.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1153 NW 12TH TER, STUART, FL 34994-9603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Jun 10, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 12, 2018	Quit Claim Deed, Transfer EMBRACE HM LOANS
Jun 12, 2018	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Jun 2, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Prior Sale	Jun 2, 2017 · Amount on File
Deed Document Number	20182699744
Deed Book / Page	2998 / 651
Last Transfer Date	Jun 12, 2020
Transfer Doc	0031372355
Record Updated	Oct 29, 2026

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jun 23, 2020
Property Address	1153 NW 12TH TER, STUART, FL 34994-9603
Document Number	0031372355
Book / Page	3137 / 2355
Map Reference	MB 3 PG 41
Instrument Date	Jun 12, 2020
Instrument	2821619
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 NW 12TH TER, STUART, FL 34994-9603

Mortgage

Document Number	0031372357
Date	Jun 23, 2020
Instrument	3137/2357

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 10, 2019
Property Address	1153 NW 12TH TER, STUART, FL 34994-9603
Document Number	0030640311
Book / Page	003064 / 000311
Instrument Date	May 14, 2019
Instrument	2758991
Transaction Type	Transfer
Record Updated	Jul 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1153 NW 12TH TER STUART FL 349949603, STUART, FL 34994-9603

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 12, 2018
Property Address	1153 NW 12TH TER, STUART, FL 34994-9603
Document Number	0029980673
Book / Page	002998 / 000673
Instrument Date	May 23, 2018
Instrument	2699746
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	1153 NW 12TH TER STUART FL 349949603, STUART, FL 34994-9603

Mortgage

Document Number	29980653
Date	Jun 12, 2018
Book Page	002998/000653
Instrument	2699745

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 12, 2018
Property Address	1153 NW 12TH TER, STUART, FL 34994-9603
Document Number	0029980651
Book / Page	002998 / 000651
Instrument Date	May 23, 2018
Instrument	2699744
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1153 NW 12TH TER STUART FL 349949603, STUART, FL 34994-9603

Mortgage

Document Number	29980653
Date	Jun 12, 2018
Book Page	002998/000653
Instrument	2699745

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDIETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 11, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 2, 2017
Property Address	1153 NW 12TH TER, STUART, FL 34994-9603
Document Number	0029290008
Book / Page	002929 / 000008
Instrument Date	Jun 1, 2017
Instrument	2638403
Transaction Type	Transfer
Record Updated	Jul 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	519 SW SOUTH RIVER POINT DR STUART FL 349947139, STUART, FL 34994-7139

Tax Assessment & Valuation

The 2025 property tax bill for 1153 NW 12th Ter was $3,323 with a homeowner's exemption, down 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,323.00 (-0.36%) Homeowner's exemption	$223,438	$374,740 Land $165,000 Building $209,740
2024	$3,335.00 (+2.52%)
2023	$3,253.00 (+3.9%) Additional exemption filed	$210,817 (+3%)	$343,360 (+20.3%) Land $150,000 Building $193,360
2022	$3,131.00 Homeowner's exemption	$204,677	$285,410 Land $130,000 Building $155,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1153 NW 12th Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1153 NW 12th Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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