1104 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1104 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,480 sqft · built 1976
Lot Size	0.217 acres (9,453 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Feb 2024)
Tax Bill	$7,289 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-41-001-013-0025.0-4-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-013-0025.0-4-0000`
Alternative APNs	`29-37-41-001-013-00250-4` `7049`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,480 sqft Living Area
Gross Area	1,864 sqft
1st Floor Area	1,480 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,453 sqft (0.217 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	450 sqft
Porch	Open Concrete/Masonry Porch
Porch Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7049
Street Address	1104 NW 12TH TER
City	STUART
State	FL
Zip	34994-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOT 25 BLK 13
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	13
Legal Lot Number	25
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4002
Census Tract	300

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1104 NW 12TH TER, STUART, FL 34994-9678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage LOAN PRONTO INC
Feb 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage EAST COAST MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on Record
Deed Sale	Feb 5, 2024 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	20243056243
Deed Book / Page	3418 / 1508
Prior Transfer Date	Jan 14, 2014
Prior Transfer Doc	0027002423
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 5, 2024
Property Address	1104 NW 12TH TER, STUART, FL 34994-9678
Document Number	0034181508
Book / Page	3418 / 1508
Map Reference	MB 3 PG 41
Instrument Date	Feb 2, 2024
Instrument	3056243
Transaction Type	Transfer
Record Updated	Feb 22, 2024
Title Company	PATCH REEF TITLE COMPANY INC, PATCH REEF TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	148 NOVA LN, KING, NC 27021-8157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 NW 12TH TER, STUART, FL 34994-9678
Investor	Possibly a Property Investor

Mortgage

Document Number	0034181510
Date	Feb 5, 2024
Instrument	3418/1510

Lender

Name	LOAN PRONTO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1104 NW 12TH TER, STUART, FL 34994-9678
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031091768
Date	Feb 5, 2020
Book Page	3109/1768
Instrument	2798289

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 31, 2018
Property Address	1104 NW 12TH TER, STUART, FL 34994-9678
Document Number	0030242154
Book / Page	03024 / 2154
Map Reference	MB3 PG41
Instrument Date	Oct 31, 2018
Instrument	2723509
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FIRST INTL TITLEINC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SE PALERMO CT APT 102, 55, STUART, FL 34994-4492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 NW 12TH TER, STUART, FL 34994-9678

Mortgage

Document Number	0002723510
Date	Oct 31, 2018
Instrument	2723510

Lender

Name	EAST COAST MORTGAGE INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,289.00 (+186.97%)	$432,480 (+163.9%) Land $165,000 Building $267,480	$432,480 (+48.92%) Land $165,000 Building $267,480
2024	$2,540.00 (+2.83%)
2023	$2,470.00 (+4.13%) Additional exemption filed	$163,880 (+3%)	$290,420 (+18.64%) Land $150,000 Building $140,420
2022	$2,372.00 Homeowner's exemption	$159,107	$244,790 Land $130,000 Building $114,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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