1144 NW 12th Ter, Stuart, FL 34994 Property Records

Martin County property record for 1144 NW 12th Ter, Stuart, FL 34994

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,179 sqft · built 1972
Lot Size	0.442 acres (19,254 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Oct 2025)
Tax Bill	$5,006 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2025 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`29-37-41-001-013-0027.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`29-37-41-001-013-0027.0-0-0000`
Alternative APNs	`29-37-41-001-013-00270-0` `7051`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,179 sqft Living Area
Gross Area	2,987 sqft
1st Floor Area	2,179 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1987
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,254 sqft (0.442 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	418 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	7051
Street Address	1144 NW 12TH TER
City	STUART
State	FL
Zip	34994-9678
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	PALM LAKE PARK LOTS 27 & 28 BLK 13
Legal Range	41E
Legal Township	37S
Legal Section	29
Legal Subdivision	PALM LAKE PARK
Legal Block	13
Legal Lot Number	27,28
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	4
Census Block	4002
Census Tract	300

Owner

1144 NW 12th Ter is owned and occupied by two individuals who bought it in October 2025.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1144 NW 12TH TER, STUART, FL 34994-9678
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 3, 2025	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 23, 2019	Warranty Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
May 6, 2019	Grant Deed, Transfer NOT AVAILABLE
Oct 22, 2018	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 3, 2025 · Amount on File
Deed Sale	Oct 3, 2025 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	20253149872
Deed Book / Page	3524 / 2456
Prior Transfer Date	Oct 2, 2018
Prior Transfer Doc	0030222201
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1144 NW 12TH TER, STUART, FL 34994-9678
Transaction Type	Mortgage
Record Updated	Oct 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033042522
Date	Apr 6, 2022
Book Page	3304/2522
Instrument	2952760

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 3, 2025
Property Address	1144 NW 12TH TER, STUART, FL 34994-9678
Document Number	0035242456
Book / Page	3524 / 2456
Map Reference	MB 3 PG 41
Instrument Date	Sep 11, 2025
Instrument	3149872
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	336 BYARS RD, JULIETTE, GA 31046-4627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 NW 12TH TER, STUART, FL 34994-9678

Mortgage

Document Number	0035242458
Date	Oct 3, 2025
Instrument	3524/2458

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1144 NW 12TH TER, STUART, FL 34994-9678
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031802850
Date	Dec 14, 2020
Book Page	3180/2850
Instrument	2855599

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 23, 2019
Property Address	1144 NW 12TH TER, STUART, FL 34994-9678
Document Number	0030840762
Book / Page	3084 / 0762
Map Reference	MB 3 PG 41
Instrument Date	Sep 12, 2019
Instrument	2776164
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SOUTH FL TTL SERVICECS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2788 NE COLD SPRING DR, 2788, JENSEN BEACH, FL 34957-4773

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1144 NW 12TH TER, STUART, FL 34994-9678

Mortgage

Document Number	0003084763
Date	Sep 23, 2019
Instrument	3084/763

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	May 6, 2019
Property Address	1144 NW 12TH TER, STUART, FL 34994-9678
Document Number	0030562883
Book / Page	003056 / 002883
Instrument Date	Apr 12, 2019
Instrument	2752993
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1,292.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2788 NE COLD SPRING DR JENSEN BEACH FL 349574773, JENSEN BEACH, FL 34957-4773

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Oct 22, 2018
Property Address	1144 NW 12TH TER, STUART, FL 34994-9678
Document Number	0030222201
Book / Page	003022 / 002201
Instrument Date	Oct 2, 2018
Instrument	2721697
Transaction Type	Foreclosure
Record Updated	Nov 16, 2018

Transaction

Amount	Amount on Record
Tax	$707.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5024 PARKWAY PLAZA BLVD CHARLOTTE NC 282171962, CHARLOTTE, NC 28217-1962

Tax Assessment & Valuation

The 2025 property tax bill for 1144 NW 12th Ter was $5,006, down 0.5% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,006.00 (-0.48%) Additional exemption filed	$289,939 (+2.9%)	$421,330 (+5.19%) Land $198,000 Building $223,330
2024	$5,030.00 (+1.95%) Additional exemption filed	$281,768 (+3%)	$400,530 (+1.88%) Land $186,000 Building $214,530
2023	$4,934.00 (+3.24%) Additional exemption filed	$273,562 (+3%)	$393,150 (+19.56%) Land $180,000 Building $213,150
2022	$4,779.00 Homeowner's exemption	$265,595	$328,830 Land $156,000 Building $172,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1144 NW 12th Ter in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1144 NW 12th Ter is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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