1162 Regency Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1162 Regency Dr, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,670 sqft · built 2001
Lot Size0.787 acres (34,283 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Jun 2022)
Tax Bill$5,180 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-236059

Property Details

APN / Parcel Number

Primary APN01-236059
Alternative APNs
  • 1236059
  • 236059

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,670 sqft Total Area
Basement Area562 sqft
Finished Basement562 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area34,283 sqft (0.787 acres)
Garage TypeBuilt-in
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft
Deck Area292 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number236059
Street Address1162 REGENCY DR
CitySAINT LEONARD
StateMD
Zip20685-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 43 PLAT 1 PHASE 2 KINGS CREEK ESTATES
Legal SubdivisionKINGS CREEK ESTATES
Legal Phase2
Legal Lot Number43
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1041
Census Tract861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1162 REGENCY DR, SAINT LEONARD, MD 20685-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Deed, Transfer · Conventional Mortgage
BAY CAPITAL MORTGAGE CORP
Jun 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
EQUITY RSRCS
Aug 11, 2017Deed of Trust, Mortgage · Conventional with PMI
TOWNEBANK MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2022 · Amount on Record
Deed SaleJun 9, 2022 · Amount on Record
Prior SaleDec 5, 2016 · Amount on Record
Deed Book / Page6295 / 363
Prior Transfer DateOct 26, 2015
Prior Transfer Doc0046590251
Record UpdatedOct 29, 2026

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJun 9, 2022
Property Address1162 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0062950363
Book / Page6295 / 363
Map ReferenceMB ABE BJS 1 PG 74
Instrument DateJun 3, 2022
Transaction TypeTransfer
Record UpdatedJun 22, 2022
Title CompanyNOT AVAILABLE, BRENNAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1162 REGENCY DR, SAINT LEONARD, MD 20685-2645

Mortgage

Document Number0006295369
DateJun 9, 2022
Instrument6295/369
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1162 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0056730125
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedSep 2, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1162 REGENCY DR NEWARK OH 43055, NEWARK, OH 43055

Mortgage

Document Number0056730125
DateAug 19, 2020
Book Page005673/000125
Lender
NameEQUITY RSRCS
TypeFunding / Finance Company
AddressNEWARK, OH 43055
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 18, 2050

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address1162 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0050470450
Book / Page005047 / 000450
Instrument DateAug 11, 2017
Transaction TypeMortgage
Record UpdatedSep 12, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1162 REGENCY DR ST LEONARD MD 206852645, ST LEONARD, MD 20685-2645

Mortgage

Document Number0050470450
DateAug 11, 2017
Book Page005047/000450
Lender
NameTOWNEBANK MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23451
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 10, 2047

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$498,400 (+7.18%) Land $97,600 Building $400,800$498,400 (-) Land $97,600 Building $400,800
2025$5,180.00 (+25.18%)$465,033 (+16.75%)$498,400 (+25.13%) Land $97,600 Building $400,800
2023$4,138.00$398,300 Land $97,600 Building $300,700$398,300 Land $97,600 Building $300,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Regency Dr

Nearby Streets

Search Property Records by Address or Parcel Number