1150 Regency Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1150 Regency Dr, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 1,820 sqft · built 2001
Lot Size0.934 acres (40,701 sqft)
Owner2 Individual Names on File
Last Sale$376,000 (Jan 2018)
Tax Bill$4,908 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-236032

Property Details

APN / Parcel Number

Primary APN01-236032
Alternative APNs
  • 1236032
  • 236032

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,820 sqft Total Area
Basement Area896 sqft
Finished Basement896 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area40,701 sqft (0.934 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area185 sqft
Deck Area226 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number236032
Street Address1150 REGENCY DR
CitySAINT LEONARD
StateMD
Zip20685-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 41 PLAT 1 PHASE 2 KINGS CREEK ESTATES
Legal SubdivisionKINGS CREEK ESTATES
Legal Phase2
Legal Lot Number41
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1041
Census Tract861100

Owner

1150 Regency Dr is owned and occupied by two individuals who acquired it in April 2021.

Source: Calvert County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1150 REGENCY DR, SAINT LEONARD, MD 20685-2645
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 14, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE SERVICES INC
Jan 10, 2018Deed, Transfer · Conventional Mortgage
CORNERSTONE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 10, 2018 · Amount on File
Deed SaleJan 10, 2018 · Amount on File
Prior SaleApr 18, 2016 · Amount on File
Deed Book / Page5126 / 485
Last Transfer DateApr 24, 2021
Transfer Doc0059600634
Record UpdatedOct 29, 2026

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateMay 14, 2021
Property Address1150 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0059600634
Book / Page5960 / 634
Map ReferenceMB BJS 1 PL 74
Instrument DateApr 24, 2021
Transaction TypeTransfer
Record UpdatedJun 3, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

Mortgage

Document Number5960638
DateMay 14, 2021
Instrument5960/638
Lender
NameCORNERSTONE MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2051

January 2018: Deed, Transfer

Document TypeDeed
JurisdictionCALVERT MD
Recording DateJan 10, 2018
Property Address1150 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0051260485
Book / Page5126 / 485
Map ReferenceMB BJS1 PL74
Instrument DateJan 5, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyFREESTATE TITLE SVCS OF ANNA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressMD 00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address1150 REGENCY DR, SAINT LEONARD, MD 20685-2645

Mortgage

Document Number0005126492
DateJan 10, 2018
Instrument5126/492
Lender
NameCORNERSTONE MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1150 Regency Dr was $4,908.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$469,900 (+6.84%) Land $97,700 Building $372,200$469,900 (-) Land $97,700 Building $372,200
2025$4,908.00$439,833$469,900 Land $97,700 Building $372,200
2023$3,945.00$379,700 Land $97,700 Building $282,000$379,700 Land $97,700 Building $282,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1150 Regency Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1150 Regency Dr is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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