1130 Regency Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1130 Regency Dr, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,358 sqft · built 2001
Lot Size0.913 acres (39,771 sqft)
OwnerIndividual Name on Record
Last Sale$365,000 (Aug 2018)
Tax Bill$5,038 (2025)
Deeds & MortgagesJul 2021 Mortgage
Aug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-236075

Property Details

APN / Parcel Number

Primary APN01-236075
Alternative APNs
  • 1236075
  • 236075

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,358 sqft Total Area
Basement Area952 sqft
Finished Basement952 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area39,771 sqft (0.913 acres)
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area216 sqft
Deck Area226 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number236075
Street Address1130 REGENCY DR
CitySAINT LEONARD
StateMD
Zip20685-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLT 45 PLAT 1 PHASE 2 KINGS CREEK ESTATES
Legal SubdivisionKINGS CREEK ESTATES
Legal Phase2
Legal Lot Number45
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group1
Census Block1041
Census Tract861100

Owner

Source: Calvert County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1130 REGENCY DR, SAINT LEONARD, MD 20685-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
NEWREZ LLC
Aug 28, 2018Grant Deed, Transfer
CENTURY LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 28, 2018 · Amount on Record
Deed SaleAug 28, 2018 · Amount on Record
Prior SaleAug 14, 2001 · Amount on Record
Deed Book / Page5243 / 323
Last Transfer DateJul 12, 2021
Transfer Doc0060320028
Record UpdatedOct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALVERT MD
Recording DateJul 26, 2021
Property Address1130 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0060320028
Book / Page6032 / 28
Map ReferenceLB BJS 1 FO 74
Instrument DateJul 12, 2021
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address1130 REGENCY DR, SAINT LEONARD, MD 20685-2645

Mortgage

Document Number603232
DateJul 26, 2021
Instrument6032/32
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALVERT MD
Recording DateAug 28, 2018
Property Address1130 REGENCY DR, SAINT LEONARD, MD 20685-2645
Document Number0052430323
Book / Page005243 / 000323
Instrument DateAug 16, 2018
Transaction TypeTransfer
Record UpdatedSep 10, 2018
Title CompanyHOME FIRST TITLE GROUP LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1130 REGENCY DR ST LEONARD MD 206852645, ST LEONARD, MD 20685-2645

Mortgage

Document Number52430329
DateAug 28, 2018
Book Page005243/000329
Lender
NameCENTURY LNDG
AddressLOUISVILLE, KY 40223
Agreement
AmountAmount Recorded
Term360 Months
DueAug 27, 2048

Tax Assessment & Valuation

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$484,000 (+7.11%) Land $97,700 Building $386,300$484,000 (-) Land $97,700 Building $386,300
2025$5,038.00 (+25.11%) Homeowner's exemption$451,867 (+16.58%)$484,000 (+24.87%) Land $97,700 Building $386,300
2023$4,027.00 Homeowner's exemption$387,600 Land $97,700 Building $289,900$387,600 Land $97,700 Building $289,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 122 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies122 in force
Nearby Flood Claims17 (2003–2025)
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · above 85% of Maryland
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEACHES WATER CO-OPERATIVE
private · serves 2,000 people · EPA ID MD0040009
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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