1127 Regency Dr, Saint Leonard, MD 20685 Property Records

Calvert County property record for 1127 Regency Dr, Saint Leonard, MD 20685

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,358 sqft · built 2001
Lot Size	0.951 acres (41,419 sqft)
Owner	2 Individual Names on File
Last Sale	$374,900 (Apr 2015)
Tax Bill	$4,882 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-235907`

Property Details

APN / Parcel Number

Primary APN	`01-235907`
Alternative APNs	`1235907` `235907`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,358 sqft Total Area
Basement Area	567 sqft
Finished Basement	567 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	41,419 sqft (0.951 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft
Deck Area	226 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	235907
Street Address	1127 REGENCY DR
City	SAINT LEONARD
State	MD
Zip	20685-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RUR
Legal Description	LT 46 PLAT 1 PHASE 2 KINGS CREEK ESTATES
Legal Subdivision	KINGS CREEK ESTATES
Legal Phase	2
Legal Lot Number	46
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1041
Census Tract	861100

Owner

Source: Calvert County records · APN 01-235907

Assessment roll updated July 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1127 REGENCY DR, SAINT LEONARD, MD 20685-2648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2015 · Amount on Record
Deed Sale	Apr 06, 2015 · Amount on Record
Prior Sale	May 03, 2010 · Amount on Record
Deed Book / Page	4541 / 271
Last Transfer Date	Jan 20, 2021
Transfer Doc	0060990253
Record Updated	Jun 08, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALVERT MD
Recording Date	Oct 01, 2021
Property Address	1127 REGENCY DR, SAINT LEONARD, MD 20685-2648
Document Number	0060990253
Book / Page	6099 / 253
Map Reference	MB BJS 1 PL 74
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Oct 18, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1127 REGENCY DR, SAINT LEONARD, MD 20685-2648

Mortgage

Document Number	6099257
Date	Oct 01, 2021
Instrument	6099/257

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	292 Months
Due	Feb 01, 2046

Tax Assessment & Valuation

Source: Calvert County records · Assessment roll updated July 29, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,882.00 (+25.05%)	$437,400 (+16.39%)	$468,200 (+24.59%) Land $97,700 Building $370,500
2023	$3,904.00	$375,800 Land $97,700 Building $278,100	$375,800 Land $97,700 Building $278,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 85% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BEACHES WATER CO-OPERATIVE private · serves 2,000 people
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.