Calvert County property record for 1132 Regency Dr, Saint Leonard, MD 20685
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,268 sqft · built 2001 |
| Lot Size | 0.847 acres (36,910 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $350,000 (Dec 2019) |
| Tax Bill | $5,238 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Dec 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-233726 |
| Primary APN | 01-233726 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,268 sqft Total Area |
| Basement Area | 1,134 sqft |
| Finished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 36,910 sqft (0.847 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 161 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 233726 |
|---|---|
| Street Address | 1132 REGENCY DR |
| City | SAINT LEONARD |
| State | MD |
| Zip | 20685-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RUR |
| Legal Description | LT 35R PLAT 1 PHASE 2 KINGS CREEK ESTATES |
| Legal Subdivision | KINGS CREEK ESTATES |
| Legal Phase | 2 |
| Legal Lot Number | 35R |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 1, SOLOMONS ISLAND |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 861100 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 29, 2021 | Deed of Trust, Mortgage · Commercial Mortgage APCI FCU |
| Dec 30, 2019 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Dec 6, 2017 | Loan Modification, Mortgage · Conventional Mortgage QUICKEN LNS |
| Feb 2, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2019 · Amount on Record |
| Deed Sale | Dec 30, 2019 · Amount on Record |
| Prior Sale | Apr 16, 2001 · Amount on Record |
| Deed Book / Page | 5501 / 339 |
| Prior Transfer Date | Feb 1, 2017 |
| Prior Transfer Doc | 0049350396 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Document Number | 0058390330 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 5839/330 |
| Name | APCI FCU |
|---|---|
| Type | Credit Union |
| Address | LEHIGH VALLEY, PA 18002 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Dec 30, 2019 |
| Property Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Document Number | 0055010339 |
| Book / Page | 5501 / 339 |
| Map Reference | MB BJS 1 PG 74 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | BRENNAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Document Number | 5501346 |
|---|---|
| Date | Dec 30, 2019 |
| Instrument | 5501/346 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Document Number | 0051290448 |
| Book / Page | 005129 / 000448 |
| Instrument Date | Dec 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Address | 1132 REGENCY DR ST LEONARD MD 206852645, ST LEONARD, MD 20685-2645 |
| Document Number | 0051290448 |
|---|---|
| Date | Jan 12, 2018 |
| Book Page | 005129/000448 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 468 Months |
| Due | Jan 11, 2057 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Feb 2, 2017 |
| Property Address | 1132 REGENCY DR, SAINT LEONARD, MD 20685-2645 |
| Document Number | 0049350396 |
| Book / Page | 004935 / 000396 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1132 REGENCY DR ST LEONARD MD 206852645, ST LEONARD, MD 20685-2645 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,300 (+7.19%) Land $97,600 Building $406,700 | $504,300 (-) Land $97,600 Building $406,700 | |
| 2025 | $5,238.00 (+25.16%) Homeowner's exemption | $470,467 (+16.8%) | $504,300 (+25.2%) Land $97,600 Building $406,700 |
| 2023 | $4,185.00 Homeowner's exemption | $402,800 Land $97,600 Building $305,200 | $402,800 Land $97,600 Building $305,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 17 (2003–2025) |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 85% of Maryland |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEACHES WATER CO-OPERATIVE private · serves 2,000 people · EPA ID MD0040009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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